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��1 5�6��4 �AI��N I�ID�R TH�S BALL4�N RIDER is made th�s 1�th da��f Septe�l�_er,�U15,a�d xs vscorporated into a�d shall be deemed to arnend and supp�ement th� Mortgage, Deed of Trust or Security Deed �the "Security Ins�ru.ment"� of the same d.a.�e given by �the u.nders�gne�. �"Borrotiver"� to secure Barro�rer's l�ote �a E��hang�JBa�k�"Lender"}of the sa�.ne date and cav�ring the prop�r�y desGri�ed in t�e Secu��Instrurnen� and Ioca�ed at: 1GU3 Caventry I��ne �rand.�s�and,I��3ItA��A�SSU 1 �Prop�rty l�ddres s� The i�n.terest rate stated an the No�e�s caJ.led the "1rTote Ra�e:"The date af�h.e N�te is cal�ed�e``Na�e D at�."Z understand Lender may tr�sfer the N�te,S ecur�ty�nstrument a:nd this Rider.Th�Lender or�.nyane �rhn �es the Note, t�e 5ecur�ty instrum.ent a�.d this Rid�r by transfer and tivha �s e��itled to �-eceive payments under the Nate is called the"Note Halder." ADDITI�NAL C�V��T.�TT'S. In additifln to the c�venan� and a.�reements in the Secu�ty �ris�-u:ment, B�rrawer and L�nd�r fiu ther covenant�d agree as follaws �desp�t� ax�.ythrng to th.� cor�trary con�azned in�h��eeun�y�nstrume�t or�he No�e3: ��II� ]L�AN IS PAYA�LE I1,T ]FT1I�L AT I�iATURITY. Y�1CS MUST REPA�Y' 'THE E�TIl�E 1'�IN�IP��3��E�F 7CHE LOAN AND U�TPA�I�T'I`E�ES�I''I'HEN I)IJ�.TI3�LENI3�1� IS UNI]�R I�� I.�IGA�'Y�N T� �F�A�T�� 7CHE L�AN �.T THA.T �'IN�E. ��IJ �IL�, TgEl�EF�l�, �E ��JI�� T� l�IA� PAYMJE�T �IJ�T�F �T`�IER ASSET`S THA�' Y�lU MAY �'6�Vl�T, �R Y4I1 WI�I.� HA�E 7C� �N]� A ]L�NDER, �]�.l[�H MAY �E THE LENI�ER YUI�r �-IA�E 'I`]E�IS L�.A�I� W][TH, �I]�.LII�G T� I1�Nl] �Y'�iT T1�E �VIQ�TEY. I�` �UU R��Io1�Al��E T�IS ]L�AN �►.T MA�7�ITRITY, Y�i]� MAY' HAV� T� P�i�Y S�NI]� �� ALL �F THE CL�SIN� C�S'I`S 1�T��A�LY �:S SU�I.�T]�I] �VITl�Y � NE� L�A�T E�I�T IF ��V ��TAIN��E'Il�TAI�CIN�F1��11�I'T�E SAME L��II]E�t. �iULT�ST�4TE B�4LL�DN�IDER. Page� of� �os,ir��