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��15��1 � 5 services and subsequer�t charg�s each time rernap�ing�ar s�rnilar ehanges�c�ur vvhich reasonabl��night affect such determination or certification,�orrower sha11 also�e resgonsible for the payment of any f�es �r�npased b�the Federal E�ergency 11�ana�ement Agency in connection wvith the��vie�of any f�ood zane determination resul��ng from an ab�ection by Barrower. If�orro�ver fails to mainta.in any of the caverage�describ�d abo�e,L�nder may obta.in insur�nce caverage, at�end�r's aptiion and Borrower's expens�. Lent�er is under no ob��gation to purchase auy particular type or amount af co�erage.Therefore,such covera�e shall co�er Lender,�ut migh�or mi�ht not protect Borrower, Borrower's equity in the pr�perty,or the contents of the Property,against any risk,hazard ar liability and m�ght provide greater ar lesser cover�.ge than was previausly in effec�. Borrower aGkna�vledges that the�ost of the insurance coverage sa obtained rnight significant�y exceed the c�st of insurance that Barrower could have obtained.Any amounts disbursed by Lender under this S�ct�on 5 shall become additional deht of Borrtiwer secured by�his Security�nstrument, These amounts sha11 b�ar interest at th�l�ate rat�from the date af disbursement and sha11 be paya�le,vvith such interest,upon natice from Lender t�Borrower requesting payment� A11 insuraa��policies required b�Lender and renewa�s of such policies sha11 be subj ect to Lender's right to disapprove such palicies,shal�inciude a standard m�rtgage clause, an�shall name Lender as mortgag�e andlar as an addit�onal loss payee.Lender shall�ave tihe right to hold the policies and renewal certificates. If Lender requues,Borrower shall prompt�y give to Lender a11 re��pts of paid prem�ums and renewa� natxGes. �f Borrawer ob�a.ins any form af insurance co�era�e,not�therw�se required by Lender, for dama.ge to,or destruction�f�the Property, such p�licy shall inclu�e a��a�dard mar�gage c�ause and sha11 name Len.der as mortgagee andlor as an additional toss pa}�ee. In the event Qf 1oss,Borro�ver shall gi�e prompt n�tice to the insurance carrier and Lender,L+ender may rr�ake proaf of�ass if not mac�e gr�mptly by Barrower,Unless Lend.er and B�rrower ather�vise agi-ee in writin.g,any insurance proceeds,t�l�ether or not the u�xder�ying in�urance�ras r�quired�ay Lender,shall b� ap�lied t�restoration or repa�r of the Property,i��h�restor�t�an�r r�pais is economica��y feasible an�. I�ender's security is not lessened. Dur�ng such repair aad re�toratiaa periad,Lender shall have the ri�ht t� hold such xnsurance prQceeds until Lender�.a�had an op�ortunity�o inspect such Prvperty�o ensure the work has been comp�eted to Lender's satisfactian,pravid�d that su�h inspe�tion sha11 be uadertaken promptly.Lender may�iisburse proceeds for the repairs an�restoration in a Single payment ar in a ser�es af progress payments as the work�s completed. L�nless an agreement is made ia�vriting or Applicable Law requires in�er�st to be paid on such insurance proceeds,Lender s�all not be r�quired�o pa�Bonawer any interest or earzt�ngs on such proceeds. Fees far pubiic adjusters,or other third parties,retaine�.b�Borrower shall nat be paid out af th�ir�su.rance praceeds and shall be the sole abligati�n of Barrower, If the r�st�ration or repair is not economic�Ily feasible or Lender's��curity would be tessened,the i�sura�.ce praceeds shall be app�ied�o the sums secured b�this Se�urity Instr�ment,whether or not t�.en due,�vith the excess, �f any, paid ta Borrower. Such insuran�e proceeds shali be appli�d in the arder pravided for in Sect�on 2. If Borrovver abandons tbe Property,Lender may fx1e,negotiate and��ttle an�r avai�able insurance c�aim and related matters,If T3orr�v�er doe�not respond�vit�in 3�days to a notice from Lead�r t�hat the insurance carrier has affered�a settte a�laim,then L�nder may negotiat�and settle the claim.The 3�-day per�od will begin vvh�n th�notice is given.In�ither event,or if Lender acquites the Pr�p�rty u�uder��ction�Z or othervvise,Bortower h�reby assxgns t�Lender(a�Borrvwver's r�ghts to a�ny insuran�e proceeds in an amount nat t�exceec�t�.e amounts unpaid under the Not�or this�e�urit�r Instrum��t,and�b�a��a��.er of Sorrot�er's rights�oth�r tha�the right to an�r r�fu.nd of un�arned premiums pa�d by Borrower)under all in�uranGe pa�icies caverin�the Prap�xty, `txisafar as su��rig�ts are applicable ta the c�verage of the Praperty.L�n�er may us�th�xnsurance proce�d��i�her to re�a�.i�or rest�r�t�e Prop�rty or t�pay amaunts unpa�d uncier the 1�Tote�r this�ecurity Ins�rument,w�a�ther c�r n�t�h�n�lue. NEBRASKA-Single Family-Far+nie MaelFr�eddis M�c LINIFQ1�1�11 INSTRUMENT W�TH MERS Farm 3428114"� VMP� VMPBA(NE}�1342).Q4 W�Itsrs K4uvr�r�inancial S�rvice� Page?4f 17 q43�4 683075 Q� �� 1