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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />09/04/2015 (Seal) <br />Kelsey Ann C ark - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Refer to the attached Signature Addendum for additional parties and signatures. <br />II j I I I 3 343519 9 IIII 0 I I II 3 1 111 367 01 1 1161117 0 1 111 1111111 I I I II <br />q <br />NEBRASKA-Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT WITH MERS <br />VMP <br />Wolters Kluwer Financial Services <br />201506113 <br />Forrn 3028 1/01 <br />VMP6A(NE) (1302).00 <br />Page 16 of 17 <br />