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Acknowledgment <br />State of Nebraska <br />County of Hal l <br />This instrument was acknowledged before me on August 26, 2015 by <br />William D Oltean, Joanne C Oltean <br />4e,daz <br />Notary Public <br />Kurt A Haecker <br />My commission expires: 03/12/2016 <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />GENERAL NOTARY - State of Nebraska <br />KURT A. HAECKER <br />My Comm. Exp. March 12, 2018 <br />Loan origination organization Home Federal Savings and Loan Assn of Grand Island <br />NMLS ID 446443 <br />Loan originator Kurt Haecker <br />NMLS ID 491725 <br />20150501, <br />Form 3028 1/01 <br />VMPS(NE) (13021 <br />Page 17 of 17 <br />