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<br /> �F} "Property" means �he property tha# is described belaw under �he heading "T�ansfer of �tigh�s i�Y �he
<br /> Prop�rt�.,'
<br /> ��} 'tLaanf'means the debt evidenced by the �Tate, plus in�eres�, any pr�payment chax ges and la�e cha��ges
<br /> due unde�r the No�e,and a�i sums due undet�this Securi�ty Ins�rumen�,plus interesi:.
<br /> �H} "Itiders"m�ans al� Riders to this Securi�� �nstrumen� tha� are executed by Barravver. The follow�ng
<br /> Ride�s are�o be execu�ed by Eor�ower�checl�b�x as app�icable]:
<br /> [] Adjus�able Ra�e Rider Condomin�um Rider [] Second Home Ride�
<br /> [] Ba�loan Rider x P�anned Uni�I3�velopmenti Rrder Q 1-4 Family R�dez•
<br /> � S iweekly Payme���.ider � V.A..Kzder
<br /> Q 4ther(s} �specify�
<br /> {I} "1�pplicab�e Law" means all �ontrolling appl�cab�e federa�, s�a�e and local s�atu�es, reguia�ians,
<br /> Qxd�nances and administra�ive ru�es and orders (�hat have �he effec� of law} as well as all applicabie final,
<br /> r�on�appealabl��udicia�apinions,
<br /> {J} "�ommuni�y Association Du��, Fees, and Assessmenfs'T me�ns all dues, fees, assessmen�s and other
<br /> charges �hat are impased an Boxrovve�r ox �h�Property by a condominium assacia�ian, hom�awne�s assaciatior�
<br /> or similar organiza�ion.
<br /> �K} "E�ec�rvnxc Funds Transfer" means a�.y��ransfe� of funds, othex�han a tra�saction o�igina�ed by checlt,
<br /> draft, or similar paper ins�rument, �t�vhi�h is inz�ia�ed thxough an ele�fi�onic �erminal, te�ephonic ins�rument,
<br /> �omputer, ar magnetic tape so as ta order, ins�ruct, or au�hori�e a fznancial insti�u�ion to �ebi� �r credit an
<br /> account. Such terrn includes, bu�c is no� limited �o, poin�-af-saie �ransfers, autorna�ed teller ma�hine
<br /> ��ansac�ian.s,t�ra�sfe�rs�nz�xa�ed by�e�ephone,wire t�ansfers,and automated c�ea�ringhause transfe�s.
<br /> �L� "Es�raw Items"rn:eans those i�ems�ha�a�re described in Section 3.
<br /> �M} "Mi�cellaneaus Proceeds"�neans any cornpensa�i��, settlem�ri�; award of da�nages, or p�-aceeds paxd by
<br /> any third pa�tiy �o�her�han insu�rance p�roc�eds paid ur�der the co�erages desc�rxbed in Sec�ian 5�.for; �i} damage
<br /> �o, or des�ru��xan af, �he Prapex�y; �z�� c�ndemnation or ather tai�ing of a�� ax any par� of t��� Pra�et•ty; �ii��
<br /> c�nveyance �n �ieu o� condemnation; o�r �z�� misrepresen�a�ions of, or �mzssi�ns as �a, �h� �alue andlor
<br /> conditian of�he Pro�e��y.
<br /> �N} "Mor�gage Insuran�e''means insurance pro�ec�ing Lender agains�the nonpayment of, ar default an, �he
<br /> Loan,
<br /> ��� "Perxodic Payment" means the reguiarly schedu�ed amoun� due far (i} principal and in�erest under the
<br /> No�e,plus(ii}any amaunts unde�Sec�zon 3 of�his Secu��ty Instrum�n�.
<br /> (P� "RESPA" means �he Real Es�ate Set�lemen� Procedures Ac� �12 U.S.�. §2601 e� seq.� and its
<br /> zmp�emen��ng regulat�on, Itegulation � �24 C,F',R, Par� 35�0�, as they migh�be ame��ded f�o�n �irne�o t�me,
<br /> or a�.� add�tionaX o�r suc�essor legisla�io� or regulation that go�erns the same subjec� matter, As used in this
<br /> Security Ins�rument, "R�SPA" refers ta aII requirements and restric�ions �ha� ax e imposed in �•ega�•d �o a
<br /> "fede�ally reia�ed mor�gage Ioata" eVen if the Laa� �oes no� qualify as a "'fec�e�rally related moir�gage loan"
<br /> unde�r R�SPA,
<br /> �Q� "S��cessar ir� Interest of 13arrower"m�ans any party tha�ha,s tal�en�i��e�a the Prope�rty, wvhether ar na�
<br /> t11at par�y 11as assumed Borrower's ol�l�ga�i��s under��a�Io�e andlor�his Securi��Ti�strument,
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