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��15�5�5� the Nate�, Borrov�er's ac�ep�ance of any such �refund made by dixec� pa�men� �o Bozro�er v��i�l cons�z�u�e a vvaiv�r nf any righ�of ac�ian Borrav�er might have arising out af�uch overcharge. 15. Notic�s. All no�xces g�ven by Borra�ver ar Lenc�er in conneGtion with ��.�s Securi�y �ns�rumen� mus� be in vvri�ing. Any n�tice �a Borrower in connectior� wi�h �his Secur�ty Instrumen� shall be dccrncd to have been gi��zx to Bo�rov�er whe1� maiied Uy f�rs� class naail �r when actua��y delivez�ed �o Bar�owe.r's notiGe address if sent b� other m�ans. �ot��e �o any orae �3orrower shall consti�ute notz�e �o �11 Boxro�n��r� ��nless Applicable L,aw expr�ssly requires a�her�ri�e, The n�tice address shall be �he Praperty Address unless �3orrawer h�s dcsigna�ed a substi�ute natice address by no�ice �o Lender.. Borravvc� shail p�omptly t�otify Lender of Borrower's Ghange of address, Tf Lender specifies a pra�edure for repo�rting Barrawe�r'� change of add�ress, �hen Barrower shall anly repor� a change of add�ress �hrough tha� specified pracedure. There may b� only arie designated n�ti��address under�his Securi�y ins��rumen� a�any one t�me. 1�ny notice to Lender shall be gzven by delivering it or by mailing i� by firs� class mail to Le�ader's address s�ated herein unless Lend�� has desig�.a�:ed anot�ier a�dress by notice�a Barravver. Any z�atice in connec�ion w�th �his Security �ns�rument sha�� nat b�deemed to have been given�o Lender untxi ac�uall� received by Lender. �f any na�ice requi��ed by this Secur�ty Instrurnen� is also required under Applicabl� Law, �he Appiica.bl� Law requireme�t w��X sa�isfy the corresponding requirement under this Secu�rz�y�ns�rumen�, 1�. Gavernxng Law; Se��rabili�y; Rules �f �ons�ruction� Th�s Security rnstrumen� sha11 be gaverned by fedcrai law and the Iaw of the jurisd'iction �n whieh �he Praper�y is located, A�1 xigh�s and obliga�ions con�a�ned zn th�s Security rnstrument are subjec� to an}� requiremen�s and limi�a�io�zs of App�icable La�v. AppXzcab�e Law m�ght explicitiy or implicit�y a11aw �he par�ies �o a�re� by �an�ract a�r it might be silen�, bu� s�tch silence shall not be c�ns��ued as a �rohibitian agains� agreement by con�rac�. �n the even� �hat any pro�is�on or elause of this Security Instrument ar the �I ote conf�ic�s with Appli�ab�e Law, such conf�ict �hal� nat affect o�her provisions of �his Se�uri�y Tns�rum�n� or �hc l�a�e vvhich can be given effect w��haui. th� , . . can xct�n�provxsxc�n. As used in thzs Secu�rx�y znst�ument; �a} wards of the 1Y1�.SGl�I1�l� gender shall mean and inc�ude co�•�responding neuter words or w�rds of�he feminine gender; �b}words in the si�gula�r sh�.il mean and include the p�ural and vice versa; and �c� the vvard "may" gi�res so�e discret�an vvithau� any �b�igatian to �ake any act�an. 17. Bo�rrawer's ��p�. B�rrower shall be giv�n one cop�of�he Note and of�his SeGurity�nstrurnen�. l8. T�-ansfer af th�Property or a Eene��ial In�ere��in Borrower, As used in tihis Section �$, "In�erest zn the P�roperty" rneans any le�a1 c�r bene�'icial iriteres�: in �:he Property, includin�, but not limi�ed �o, �hose beneficza� interests tr�.nsf�rred in a bond for deed, Gon�ract fo� dee�., installmen� sales con�rac� ar escrau� agreerne�t,the ir�tent of which is the transfer�f�i�le by Bor�ower a�a fu�ure c�ate�o a purchaser, �f al1 ar any part �f�he Praperty ar any�n�eres� in �h�P�opexty is sald or�ransferred �or if Borrovve�r is nat a naturai person and a beneficial interes� in Bo�rxawe� is sold ox �ransferred} without Lender"s prior writte� consent, Lender m.ay �r�quire immedia�e paymen� in f�.�11 of all sums secured by this Securi�y Instrument, Hawevery�his op�ion shall n��be exerc�sed by Lender if such exercise�s p�r�hibi�ed�y App�icable Law, �f Lender exezeises tlais optzon, Lender shall give Borrower notice of accele�•ation. The n�tice shall prov�de a ��riod of �at �ess than 3� days from th� date �he ri�ti�e is giv�n xn accarda.r��e v�i��a S�G�1Dn �5 wi�hin which F3a��r�we�r rnus�pay a�l surns s�cured by this Securi�y Ynstirumen�. .if Borrawe� �ails ta pay these sums prior �o t�c ��ra�ian of �h�s peria�, Lend�r may in�ok� any rcmcdx�s p�rmitted by this Securi�y Ins�rutnen�wi�hauti furtiher�aa��e oz�demand�n Borr�wer, 19. I3orro��ver's Right to Reins�ate Affer Acce�era�xon. If Bo�r�rovver mee�s cer�ain �ondi�iar��, Bo�rower shall ha�e �he righ� �o have er�forcemeri� �f �his Security Ins�xumen� dis�ont�nued at an� time prxor �o �he. earltest of; �a} �ive days before sale of�he Property pursuan� �a any power of sale con�aii�ed it1 t��:�s Security 7nstrumenl:; �b) such otf�er period as Appli�able Law mi�h� specify far the termina�ion c�f Borrnwer's righ�:t� �reznsxa�e; or �c} �ntry of a judgment enf�rcing this Securi�y Znstrument, Thas� co�xdi�ions are �ha� Borrower: �a� pays Le�ader all sums which then wauld be due under th�s Security Inst�rumen� and �hc �Tote as if n� accelera�i�n l�ad occu�•�•ed; (b� cu�•es ariy defau�� of any oth�r coveilantis o�• agreemez��s; �� pays a11 expenses incurred in enforGing �his Security Ins�rumen�, including, bu� nat limi�ed to, rea,s�n�.ble attorneys' fees, �xop�rty �nspection and �alua�ion. fees, and oth�r fees in�urred f�r the purpose �f pro�ecting Lender's in�eres� in �he Praperty and righ�s unde�r this Secu�•ity �nstrumenl:; and �d} �alces such ac�ion as Lendex may reasa�.ably require �o as�u�e �hat Lender's zn��rest in the PrUperty and ri�h�s unde�r �his Securi�y Instrument, and Bo�rrovt��r's ablzgatxon ta pay the sums secured by this Security rnstrument, sha�� con�inue un�hanged, Lendex m.a� re�ui�re �ha� Borrower pay such reinsta�emet7t s�ms an� expenses in ane a�r mare of the f��lawir�g fo�rms, NEBRASKA�Single Farnily �FannieMaelFreddie Ma�UNlF�RIVI Ih1STRLJMENT Form 302��10� Laser Farms Inc,�8��}4�6-�555 �FI#F1VMPi��28 91'i 1 �'a�e 1�of 13 1�11�I��S: � � �