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M <br />9) <br />M <br />After Recording Return To: <br />DEFINITIONS <br />[Space Above This Line For Recording Data[ <br />DEED OF TRUST LOAN=NUMBER: 01010001 <br />PARCEL NUMBER: <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated JANUARY 26, 2001 <br />together with all Riders to this document. <br />(B) "Borrower" is JAMES L KOENIG, A SINGLE PERSON <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is FIVE POINTS BANK <br />Lender is a COMMERCIAL BANK organized and existing under the <br />laws of NEBRASKA, Lender's address is 2009 N DIERS AVE <br />GRAND ISLAND, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is CENTRAL NATIONAL BANK <br />(E) "Note" means the promissory note signed by Borrower and dated JANUARY 26, 2001 <br />The Note states that Borrower owes Lender <br />TWO HUNDRED FORTY —FIVE THOUSAND AND 00 /100 <br />Dollars (U.S. $ 245,000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than FEBRUARY 1, 2031 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />DOCUINEI (Page I of 12 pages) <br />DOCUINEI.VTX 12/01/2000 <br />Form 3028 1/01 <br />J <br />M <br />2 <br />D <br />n <br />rn <br />N <br />c- N <br />= <br />LJ <br />2: <br />c <br />cn <br />b 1 <br />�� , <br />F <br />o --� <br />O <br />rn <br />a <br />�, <br />r._ D <br />CD <br />co <br />° <br />CO2 <br />z =- <br />o <br />C` <br />co <br />N <br />CAD <br />co <br />Cn <br />ca <br />[Space Above This Line For Recording Data[ <br />DEED OF TRUST LOAN=NUMBER: 01010001 <br />PARCEL NUMBER: <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated JANUARY 26, 2001 <br />together with all Riders to this document. <br />(B) "Borrower" is JAMES L KOENIG, A SINGLE PERSON <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is FIVE POINTS BANK <br />Lender is a COMMERCIAL BANK organized and existing under the <br />laws of NEBRASKA, Lender's address is 2009 N DIERS AVE <br />GRAND ISLAND, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is CENTRAL NATIONAL BANK <br />(E) "Note" means the promissory note signed by Borrower and dated JANUARY 26, 2001 <br />The Note states that Borrower owes Lender <br />TWO HUNDRED FORTY —FIVE THOUSAND AND 00 /100 <br />Dollars (U.S. $ 245,000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than FEBRUARY 1, 2031 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />DOCUINEI (Page I of 12 pages) <br />DOCUINEI.VTX 12/01/2000 <br />Form 3028 1/01 <br />