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� ��15�58�4 V services and subse�uent charges each time rernappings or sirnilar changes occur which reasonabl�might affect such de�ermznation or certification. Barrower shall also be responsihle f�r the pa�ment of any fees impased by the Fed�ral Emergency Managemen�Agency in�annection with the re�iew of any flood 2one determination resul�ing from an objection by Barrav►rer. If Borrower fails to main�ain an��f the Ga�erages described abv�e, Lender may obtain insurance co�erage, at Lender's optian and Barrower's expense. Lender is under na nbligation ta purchase any particular type or amount of co�erage. Therefar�, such coverage shall cover Lender, but migh�or might nat protect Sorrower, Sorrower's equity in the Property, ar the canten�s ❑f the Praperty, against any risk, hazard or Iiability and might pra�zde greater or iess�r co�erage than was pre�riously in effect, Borrower acknowledges that the cost of�he insurance ca�erage so ob�a.ined might significan�ly exceed the cost af insurance that Borravver could have obtained. Any amaunts disbursed b}�Lender under this Sec�ian 5 shail become additi�nal debt of Borrower secured b�this 5ecurity Instrument. Thes�arnaunts sha��bear interest a�the Note rate fram the date of disbursernent and shall be payabFe, with such interest, upan notice from Lender ta Borrower requesting payrnent. . AII insurance palicies required by Lender and renewals of such policies shall b�subject�o Lender's right to disappra�e such policies, shall include a standard mortgage clause, and shall name Lender as rnortgagee andlor as an additianal loss payee, Lender shall ha�e the right ta hold the policies and renewal�ertificates. � �f Lender reyuires, Borrower shall promptly give to Lender aI�receipt�of paid premiums and renewal notices, If Borrower vbtains any form of insurance c��erage, no�otherwise re�uired by Lender, for damage ta, or des�ructian of, the Property, such polic�shall include a standard mortgage claus�and shall name Lender as mortgagee and�ar as an add�tional Ioss payee. In the eWent of loss, Borrower shall gi�e promp�n�tice to the insuran�e carrier and Lender. Lender may make proof of loss if not made promptly by Borrower. Un�ess Lender and Borrower otherwise agree in wri�ing, any insurance prviceeds, whether ar n�t#he underlying insurance was required by Lender, shall be appiied ta restora�ian or repair of the Praperty, if�he restorafion or repair is economically feasible and Lender's security is n�t lessened. During such repair and restaratton period, Lender shall have the right to . hold such insurance proceeds untii Lender has had an opportunity to inspec�such Property to ensure the work has been completied to Lender's sa�isfact�on, pra�ided that such inspec�ion shall be undertaken pr�mpt��, Lender may disburse praceeds for the repairs and restora�ian in a sing�e payment or in a series of pragress payments as the wark is completed. Unless an agreement is rnade in writing or Applicable Law re�uires interest to be paid on such insurance pr�ceeds, Lender shall not be required t�pay Borrower any interest or earnings an such proceeds. Fees for public adjus�ers, or other�hird parties, retained by Borrower shall not be paid ou#of the insurance pr�ceeds and shall be the s��e obligation of Barrower, Zf the rest�ration or repair is not e�onomically feasi�le ar Lender's securit��vauld be 1ess�ned, the insurance proceeds shal� be applled�o the sums secured by this 5ecurity Instrument, whether or not then due, with the excess, if any, paid to Borrower. 5uch insurance proceeds shall be applied in fhe order pro�ided for in Sectian 2. If Borrower abandvns the Property, Lender may f le, negotiate and settle any a�aitable insuran�e clairn and related matters. If Borrov�rer daes not respond within 3 D days to a notice from Lender that the insurance carrier has offered to settle a claim, �hen Lender may negatia�e and settle the claim. The 3�-day period will begin when the notice is given. In either e�ent, or if Lender acquires�he Proper�y under Section 22 or athervvise, Borrovver hereb�assigns to Lender�a�Borrower's rights to an�insurance pro�eeds in-an amount nat to exceed the amaunts unpaid under the Note or this Security Instrument, and�b�an�other of Borrower's rights�other�han the ri�ht to any refund of unearned premiums paid by Borrower}under all insurance policies ca�ering the Property, insafar as such rights are applicable to the ca�erage of the Property. Lender may use the insurance proceeds ei�her to repair ar restare the Prapert�ar ta pay arnounfs unpaid under the�Iote ar this 5�curity Instrument, whether or nat then due. 15�4?4�84 Q�9193G7�4 N�BRASKA-Sirogle Fami[y-Fannie MaelFreddie Mac C1NIF�RM INSTRUM�NT WITH M�RS Fvrm 30Z8 1l01 V�� VMP6R[NE]t1302].00 Wolter�Kluwer Financial 5ervices Page 7 of"17 `