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All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be otherwise applied <br />in the order provided for in Section 2. <br />12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment or <br />modification of amortization of the Secured Debt secured by this Security Instrument granted by Lender to Borrower <br />or any Successors in Interest of Borrower shall not operate to release the liability of Borrower or any Successors in <br />Interest of Borrower. Lender shall not be required to commence proceedings against any Successor in Interest of <br />Borrower or to refuse to extend time for payment or otherwise modify amortization of the sums secured by this <br />Security Instrument by reason of any demand made by the original Borrower or any Successors in Interest of <br />Borrower. Any forbearance by Lender in exercising any right or remedy including, without limitation, Lender' s <br />acceptance of payments from third persons, entities or Successors in Interest of Borrower or in amounts less than the <br />amount then due, shall not be a waiver of or preclude the exercise of any right or remedy. <br />13. Joint and Several Liability; Co- signers; Successors and Assigns Bound. Borrower covenants and agrees <br />that Borrower's obligations and liability shall be joint and several. However, any Borrower who co -signs this Security <br />Instrument but does not execute the Agreement (a "co- signer "): (a) is co- signing this Security Instrument only to <br />mortgage, grant and convey the co- signer's interest in the Property under the terms of this Security Instrument; (b) <br />is not personally obligated to pay the Secured Debt secured by this Security Instrument; and (c) agrees that Lender <br />and any other Borrower can agree to extend, modify, forbear or make any accommodations with regard to the terms <br />of this Security Instrument or the Agreement without the co- signer' s consent. <br />Subject to the provisions of Section 18, any Successor in Interest of Borrower who assumes Borrower' s <br />obligations under this Security Instrument in writing, and is approved by Lender, shall obtain all of Borrower's rights <br />and benefits under this Security Instrument. Borrower shall not be released from Borrower' s obligations and liability <br />under this Security Instrument unless Lender agrees to such release in writing. The covenants and agreements of this <br />Security Instrument shall bind and benefit the successors and assigns of Lender. <br />14. Agreement/Account Charges. Lender may charge Borrower fees for services performed inconnection <br />with Borrower's default, for the purpose of protecting Lender's interest in the Property and rights under this Security <br />Instrument, including, but not limited to, attorneys' fees, property inspection and valuation fees. In regard to any <br />other fees, the absence of express authority in this Security Instrument to charge a specific fee to Borrower shall not <br />be construed as a prohibition on the charging of such fee. Lender may not charge fees that are expressly prohibited <br />by this Security Instrument or by Applicable Law. <br />If the Account is subject to a law which sets maximum loan charges, and that law is finally interpreted so that <br />the interest or other Account charges collected or to be collected in connection with the Account exceed the permitted <br />limits, then: (a) any such Account charge shall be reduced by the amount necessary to reduce the charge to the <br />permitted limit; and (b) any sums already collected from Borrower which exceeded permitted limits will be refunded <br />to Borrower. Lender may choose to make this refund by reducing the principal owed under the Agreement or by <br />making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial <br />prepayment without any prepayment charge (whether or not a prepayment charge is provided for under the <br />Agreement). Borrower's acceptance of any such refund made by direct payment to Borrower will constitute a waiver <br />of any right of action Borrower might have arising out of such overcharge. <br />15. Notices. All notices given by Borrower or Lender in connection with this Security Instrument must be <br />in writing. Any notice to Borrower in connection with this Security Instrument shall be deemed to have been given <br />to Borrower when mailed by first class mail or when actually delivered to Borrower's notice address if sent by other <br />means. Notice to any one Borrower shall constitute notice to all Borrowers unless Applicable Law expressly requires <br />otherwise. The notice address shall be the Property Address unless Borrower has designated a substitute notice <br />address by notice to Lender. Borrower shall promptly notify Lender of Borrower's change of address. If Lender <br />specifies a procedure for reporting Borrower's change of address, then Borrower shall only report a change of address <br />through that specified procedure. There may be only one designated notice address under this Security Instrument <br />at any one time. Any notice to Lender shall be given by delivering it or by mailing it by first class mail to Lender's <br />address stated herein unless Lender has designated another address by notice to Borrower. Any notice in connection <br />with this Security Instrument shall not be deemed to have been given to Lender until actually received by Lender. <br />DEBORAH D SCHWEITZ/995151831527470 <br />NEBRASKA HOME EQUITY LINE OF CREDIT DEED OF TRUST <br />© 2008 DOCMAGIC, INC. <br />NEHESI.BOA 06/04/13 Page 8 of 13 <br />201505830 <br />Q�c <br />