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<br /> I�IIHEN REC�RDED IV[AIL T�:
<br /> Exchange Bank
<br /> GI-Allen Drive granch
<br /> '1��4 Allen Dr
<br /> Pq Bvx 5793
<br /> Grand Island, NE 688a2 F�R REC�RDER'S USE�NLY
<br /> DEED �F TRUST
<br /> THIS DEED ❑F TRUST �s �ated August �'I. ��'15, amvng TAMMI� PHAM, A Single Person
<br /> t"Trustvr"�; Ex�hang� Ban�, wh�se address is GI y A[l�n Drirr� granch, ���4 A11�n Qr. P� Box
<br /> 5793. �rand Island, NE �88Q� treferred to below svmetimes as "L�nder" and s�metimes as
<br /> '"Ben�ficiary"�; and Exchange Bank, wh�se address is P� Box 397. Kearney, NE �8848
<br /> {r�ferred to belvw as "Trustee"�.
<br /> C�NUEY�4NCE AND GRANT. Fvr valuable consid�rativn, Trustor�onrreys ta Trustee in trust, 1NITH P�WER �]F SALE,
<br /> fvr the benefifi of L�nder as Beneficiary, all of Trustor's right, tit�e, and int�rest in and t� the following described real
<br /> praperty, tvge�her with all existing vr subsequently ere�ted Qr affixed bu��dings, impro�ements and fixtures; all
<br /> easernents, rights ofi way, and appurtenances; all water, water rights and ditch rights �includ�ng stvck in u�ilities with
<br /> ditch or irrigativn rights}; and all other rights, roya�ties, and profits relating to the real property, including withaut
<br /> limitation af� minerals, oil, gas, geotherrna� and s+milar rnatters, �th� "Re�f Property"� I���►ted �n HALL
<br /> Cau nty, �tate of N ehras ka:
<br /> L�T N[iVE t9}, IN 6Lt]CK TEN ���y. CILBERT'S ADDITI�N T� THE CITY C3F GRAND
<br /> ISLAND. HALL C[]UNTY. NE�RASICA.
<br /> The Real Prvperty or its addres� is �arnmvnly known as 'I DD8 W '!�TH 5T, GRAND 15LAND,
<br /> NE �88D'I. The Real Prvperty tax identificatian numher is 4qD'13374'I.
<br /> REVOLVING LINE ❑F CREl71T. This I]eed af Trust secures the Indebtedness including, withvut limitatian, a rerrolving
<br /> �ine of credit,which abligates Lender to make advan�es tv Trustvr s�Ivng as Trustor complies with all the terms vf the
<br /> Credit Agreement. Su�h ad�anc�s may be mad�, repaid, and remade frvm time tv tirne, subje�#to the limitation tha#
<br /> the tvtal �utstanding �alance vwing at any one time, na� inc�ud�ng financ� charges vn su�h balan�e at a fixe�! or
<br /> �ariable rate vr sum as pro�ided in the Credit Agreement. any t�mporary o�erages, ather charges, and any amvunts
<br /> expended ar adr►anced as prv�ided in either the Indehtedness paragraph ar this paragraph, sha11 not exceed the Credit
<br /> Limtt as pro�ided in the Credit Agreement. it is#he intention of Trustor and Lsnder#hat this Degd a#Trust secures the
<br /> balance�utstanding under fihe Gredi�►49reement#rom timQ ta time from zern up ta#h� Gredi#Lim�t as pra�ided in�he
<br /> Credi#Agr�ement and any intermediate ba�an�e.
<br /> Trustor presently assigns to Lender �also known as 6eneficiary in this Deed of Trust� all of Trusto�`s right, titi�, and
<br /> interest in and fia al1 pr�sent an� future leases of the Property and all Rents from the Praperty. 1n addition, Trustor
<br /> grants t❑Lender a Unifvrm Commercia��ode securi�y interest in th�Persanal Property and Rents.
<br /> THlS DEED�F TRUST,lNCLUDlNG THE ASSICNMENT UF RENTS AAID THE SE�URITY �NTEREST fN THE RENTS AND
<br /> PERSONAL PRDPERT'�'. IS �IVEN T�SE�URE �Ay PAYMENT�F THE IN�]EBTEDNESS AND �By PERF�RMANCE UF
<br /> EACH ❑F TRIJST�R'S A�REEMENTS AND DBLIGATlONS UIVDER THE CRE[]iT AGREEMENT, THE RELATED
<br /> D�CUMECVTS, AND THIS DEED OF TRUST. THIS DEED aF TRUST �5 G1VEN AN❑ ACCEPTE�3 �N THE F�LL�WING
<br /> TERMS:
<br /> PAYMENT AND PERFaRMANCE. Except as o�Ch�rwise proUided in this D��d af Trust, Trus�or shall pay t❑ Lender a�1
<br /> amounts secured hy this Deed of Trus� as they become due, and shall strictiy and in a timely manner perform all of
<br /> Trustar's obligativns under the Credi�Agreement, this Deed flf Trust, and�the Related ❑vcuments.
<br /> P�S5E5SI�N AND MAINTENAN�E QF THE PR�PERTY. Trusto� agrees that Trustor's poss�ssi�n and use of the
<br /> Property shaf�b�go�erned by�he following pro�isians:
<br /> Possessivn and Use. Untik the o�currence af an E��nt a# Defaul�, Trus�or may t 13 remain �n passessian and
<br /> �antrol o�r the Pr�perty; �2} use,ap�rate or manage the Property; and �3) c�llect the Fients f�om th� Pr�p�rty.
<br /> Duty tn Maintain. Trust�r shalE mainta�n the Proper�y in goad cvndition and promptly perfvrm all repairs,
<br /> replacements, and maintenance necessary to preserve its value.
<br /> Campliance With Enviranmsntal Laws. Trust�r repres�nts and warrants t� L�nder that: ��� Quring the period of
<br /> Trustor's❑wnership vf the Praperty,there has been n� use, g�nerati�n, manufacture, storage, trea�men�k, disposal,
<br /> r�lease ar�hrea�ened rel�ase �f any Hazardaus Substan�e by any p�rs�n on, under, abvut or from the Praperty;
<br /> ��y Trust�r has no knowledge vf, vr reason to bel�eve that th�re has been, except as pre�iously disclased ta and
<br /> acknvwledged by Lender in writing, �a} any breach �r �i�lation �� any En�iranmenta� Laws, �!a) any use,
<br /> generation, manufacture, storage, #rea#ment, disposal, release or �hreatened re�ease ofi any Hazardous Substance
<br /> an, under, about or frorn the Prvp�rty by any privr �wners or occupan�s of the Property, ar ��y any actual or
<br /> threa�ened fitigation or claims o� any kind i�y any persan rela�ing �o su�h mat�ers; and �3} Except as pre�ivusly
<br /> disclvsed ta and acknowledged by Lender in writing, 4a� neither Trustor nor any tenant, contractor, agent or�the�
<br /> authori�ed user of the Property shall use, gen�rate, manufa�ture, stare, treat, dispvse❑f ar release any Hazardous
<br /> 5ubstance on, under, about ar from �he Property; and �by any such acti�i�y shall he c�nducted in compliance with
<br /> all appli�able �ederal, state, and [ocal laws, regulatians an� ordinances, including without limitatian afl
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