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<br /> ` TH�S ZNSTRUMENT PREPAREI)BY: A�TER IZEC�RDII�G RETIJRN T�:
<br /> Hame Federal Savings&Lnan Assoc�ation of Home Federa�Savxngs&Laan Assoc�atian of
<br /> Grand Island �rand Is�and
<br /> 221 Sauth L�cu��Stre�� 2�1 Sou�h Lacus�Str�e�
<br /> GRAND ISLAND,N�6�541 �RA�D ISLA�D,NE 6S$U1
<br /> �Space Above This Line Far Re�vrding Data}
<br /> L�A�T aRI�INAT�R C�MPANY NAME:H�me F'ederal Savings&L�an Association af Grand Island
<br /> NMLS��MPANY IDENT�F�ER: 44f 443
<br /> LOAN�RI�INAT�R NAME: Chris I�as�.i.e
<br /> NMLS�RI�INAT�R�DE�T�F�ER:494 G6 S
<br /> DEED �F TRUST
<br /> [P1�EAUTI3�RIZ�� ��PE�T END} �REl3IT-F�[J�T�i.TRE ADVAI�TCES ARE SE�UR�D
<br /> B� THiS DEED OF TRUST}
<br /> TH�5 DE�D aF TRUST �"Securz�y Instrum�n�"� �s rnade on Au gu st Z4, Z�1 S. The gran�ars are J GRE G�RY
<br /> EPP and CARaI�INE''VL�EPP,HUSBAND AND WIFE,��hose address is S44 W STH RI3, Giltner,Nebraska
<br /> 6SS41 ("Barrower"�. Barrav►rer is not necessa��iy�he sarne as �he Persan ar Persons who sign�he Home Equ��y
<br /> Lxne vf Credit Agreemen�,dated August z4,2U15 �"�antract"}.The obliga�ion�af B�r�ow�rs wha did no�s�gn
<br /> �he C�n�rac� are explained further in �he section tit�ed Successors and Ass�gns Baund; Joint and Several
<br /> L�abil�ty; Accommodation S�gners. The trustee xs Ar�nd R.Baack, A�torney wh�se address�s P.�.Sox 79�,
<br /> Grand Isiand,N�braska �SS02 �"Trustee"�. The benef�iary is Hame Federa� 5avings & Loan Assoc�ati.on of
<br /> Grand Island,vvhich�s arganized and ex�st�ng under�he Ia�rs❑f the United Sta��s of Amer�ca and whase addr�ss
<br /> is ZZ1 5outh Lacust Street, Grand Is�.and,Nebraska 5SS41 �"Lender"}. J GRE��RY EPP and �AR�LINE
<br /> �EPP have�n�ered into a����rac�vvi�h Lender as af August 24,2Q15,under the tern�s�f u�hxch Borrower may,
<br /> from tiirne �o �ime, ab�a�n advances n�� �o exceed, at any �ime, a �**MA�IMUM PRINCIPAL AM�UNT
<br /> (E�CLUDING�'R.�TECTIVE ADVANC�S}�'�* af F�.fteen Thousand and U�I1�U Dollar� �U.S. $15,DU4.��}
<br /> ("�red��Limi�"}. Any party�nterested in the deta�ls rela�ed�a Lender's c�ntinuing abligatzon to mak�ad�rances�o
<br /> Barrou�er is adv�sed to�onsult d�rect�y�with Lender.�f na�paid earlier,�he su�ns ovving under Barrov�er's C�ntrac�
<br /> with Lender�vx��be due on�eptember 15,�4�U. Thxs 5ecur��y Ins�rume��s�cures�a Lender: �a}the repayment�f
<br /> �he debt under the �or�trac�, wx�h ir�teres�, �nclud�ng fu�ure advances, and a�1 renevva��, ex�ensiflns and
<br /> rnodif�cations af the�on�ract; �b� �he payment of a��Q�her sums,w�th�nterest, ad�anced to pratect the securit,��f
<br /> this 5ecuri�r I�s�rument under the provisions af�he sec�ion�xt�ed Pr�tec�ion vf Lender's R�ights�n�he Property;
<br /> a�.d�c}the perforrn.aza�e of Borrourer's�o��na��s ar�d agreernen�s under this Securit��nstrument and th��on�ract.
<br /> For this purpase, Borrower, �n ��r�sideratzan of the deb� and the �rust here�n Greated, ir.revacably grants and
<br /> conveys ta Trus�ee, in trust, �vi�h pa�ver of sal�, the fa��owing descr�bed pr�perty lacated in the C�TINTY of
<br /> HALL, S�a�e af I�Tebraska:
<br /> Address: 11Z7 RUBY AVE,GRAND ISLANI�,Nebraska 65803
<br /> Legal De�crip�ioza: L�TS NINE �9� AND TE� �10) AND THE SaUTH SIX ��� FEET �F L[�TS
<br /> SE�EN �7} ANI� EIGHT �8�, IN BL��I� F�UR ���, BUGGS AND HILL'S ADDITI�N T� THE
<br /> �ITY�F GRAND ISLAND,HALL�QUNTY,NEBRASKA
<br /> TOGETHER ,'L�TITH a.l.� �he impravem�nts n�w or hereaf�er erected on the praperty, and a�� easements,
<br /> appur�enances, and �xtu�res �ow ar hereaftier a part af the property. All replacemen�s and addz�xons shall a1.�a be
<br /> covered by �his SeGurzty Instrument. AIl ❑f the foregoing zs referred to �n �his Secur�ty �ns�rumen� as �he
<br /> "Proper�y.T'
<br /> B�RR��]L1'ER CDVENANTS �hat Borrower is�av�rfu�Iy seised of the es�a�te hereby conveyed and has�he righ�ta
<br /> grant and con��ey the Praper�y and �hat �he Pr�per�y �s unez�cumbered, e�cept for encumbran�es of recard.
<br /> B�rr�u�er Warrants and wi11 defend genera��}r�.e t��le �o the Pra�erty agaix�.s� alI c�aims and demands, subject t�
<br /> any encumbrances of re�ard.
<br /> B�rrower and Len�er cavenan�and agree as fo1l�u�s:
<br /> Cc�2b04-20I5 CompIian�e Systems,Inc.ASSC-6d5F-Z�15.3.5.1454
<br /> Consumer Real Estate�Security Instrument I7L2435 Pa�e 1❑f 5 www_cvmpliancesystems_carr�
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