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��15�577� <br /> ��� rrL.ender" i� Ham� Federa� Sa��ngs and L�an Assn �f �rand Is�and <br /> L�nder is a 5a�ings and Loan <br /> organiz�d and existing under�h�lativs of The State of Ne�raska . <br /> L�nder's address is 221 SQuth Locust 5t Grand I s�l and �VE �88D�. <br /> L�nder is th�ben���ciary under this Security Instrument. <br /> �D� "T�ustee" is Arend R 8aack, Attarne� <br /> �E� "Note" means the promissary nate signed by Sarrower and dated Augu st 2 D, �415 . The Note <br /> states that Borraw�r ow�s Lender F�RTY THU U SAN a A�V D 0�I l�� <br /> Dollars�U.S. $40,�0 0.D� }plus�nt�res�. Borrower has promised to pay this �ebt in regular <br /> Per�odic Payments and�o pay�he debt in ful�not�at�r than S�pt��ber 1, 2�3� , <br /> 4 F� "Property" means the proper�y that is des�ribed belaw under the heading "Tran�fer af R.�ghts in the <br /> Propert�." <br /> ��� "Laan" m�ans the deb�ev�denced by the N�t�,plus int�r�st, any pr�paym�nt�harges and late charges due <br /> und�r the Nate, and a�� sums due und�r this S�cur�ty �n��rurnen�,plus interest. <br /> �H} "Riders" m�ans a�� R�ders to�h�s Securi�y Instrument�ha�are execu�ed l�y B�rrower. The following Riders <br /> are to be ex�cuted b�Borr�we� [check box as app�i�able�: <br /> 0 Adjustable Rate Rid�r ��ond�min�um R�der [.��econd Hom�Rider <br /> [� Balloon Rider [�Pianr��d Unit Deyeiopment Rider [� 1-4 Far�uly Rider <br /> �]VA R�der [�B�weekly Payme�t Rid�r ��ther�s} [specify� <br /> 41� "Applicabl� Law" means al�contral�ing applicable federal, state and tocal statutes, regulatzons, ardinances <br /> and administrati�e ru�es and orders (�hat have the effec�af law}as wel� as al1 appli�abie f�nal, non-appealahle <br /> judicial opinions. <br /> �J� "Cvmmunity Assvciatifln Dues, Fees, and Assess�nents" means al�dues, fe�s, assessmen�s and a�her <br /> charges that are�mpased on Borra�ver or�h�Pr�perty by a��ndnm�inium assoc�a��an, hameowners <br /> association or sirni�ar organ�za�ian. <br /> 4Kj "Electronic Funds Transfer" means any�ransfer of funds, Q�her than a�ransaetion originated by check, <br /> draft, ar simiiar paper instrument, whiGh is initiated�hr�u�h an eie�tronic��rm�nal, �e�ephanic instrum�nt, <br /> computer, or rnagne��c tape so as to ar��r, instruct, �r auth�ri2e a tinancia� �nst�tutian to debit or c�edit an <br /> account. Su�h�erm�n�lude�, but is no���m�.ted ta, po�n�-�f-sale�ransfers, automated����er ma�h�ne <br /> transactians, transfers ini�iated by te�ephane, wire transfers, and automated�learinghous�transfers. <br /> �L} "Escrow lterns" mea��th�se i�ems that ar�descr�bed in Sectian 3. <br /> �M� "Nl�scellaneous Proceeds" means any campensat�on, ��ttl�ment, award of�amages, nr pro�;eeds paid by <br /> any third party�o�her thar�insuranc�proc�eds paid under the ca�erages described in 5e�tion 5}for: �i} <br /> damag�to, �r des�ruction of, the Property; ��i}�ot�d�rnnation ar other ta.king af all or an�part of the <br /> Property; �izi}�onveyance in l�eu of condemnatian; or(iv}m�srepresenta�ians of, �r orn�s�ions as to, �he <br /> �value andlor c�ndit�on�f the Pro er� . <br /> NE8RA5KA-SingEe�amiiy-Fannie MaelFreddie Mac�NI��RM�NSTRUMENT Fvrm 3028�J41 <br /> VNlN� VMYfi(N�f 41:iU1} <br /> Wv�ters Kluwer Financial 5er�ices Page�vf 17 <br />