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��15�57� 5 required by��SPA, and Borrower shall pay ta Lender the amaunt necessary t�make up the deficiency in accordance with R�SPA, but in no more than �2 m�nthly payments. Upon payment in full of all surns secured by this Security instrument, Lender sha1l pr�mptiy refund t� B�rrower any Funds h�ld b�Lend�r. 4. �harges: Liens. Barrower shal�pay a��axes, assessmen�s, charges, f�nes, and �mpasi�ian�attr�butab�e�o the F�oper�y wh�ch can attain pr�ori�y over�his Se�ur�ty�nstru.ment, leaseh�ld paym�nts or graund r�nts an the Proper��, if any, and Communi��As�ociatian Dues, Fees, and Assessm�n�s, if any. T��he exten��hat �he�e iterns are Escrow I�ems, Borrov�er shaii pay them in the manner provided in Sec�ion 3. Barr�w�r sha��prompt�y d��charge any ��n wh�ch has prior�ty a��r th�s ��cu�i�y Instrument unless Barr�vver: �a}agrees in wrzting t�the paym�nt�f the ab�igat�on�ecured�y�he��n�n a mann�r acc�ptable �a Lender, but only sa long a�Borrower�s perfarming such agreement; �b}cantests th��ien �n good faith by, or defends against�nforc�m�n�of the lien in, Iegal pra�eedings which in Lender's opinian�perate to pre��nt the enforcement af the��en while those praceedings are pending, but only until such praceed�ngs are con��uded; or�c}secur�s fxom the h��d�r of�he��en an agxeement sat�sfa�tor�t�L�nd�r subordinatin�the �ien�a this Securzty�ns�rumen�. �f I..ender determ�nes�ha�any part of�he Praper�y �s sub�ect t�a��en which can a�tain priarity Qver this Se�urity�nstrument, Lend�r ma�r�ive Borrov�er a natice ident�fy�ng the �ien. Wi�hin 14 days of the date an whiGh that nat��e is given, Borrower shai�satisf��he Iien or take one ar mor� of�he act�an�set for�h above�n th�s Se�t�an 4. Lender may re�uire Barraw�r��pay a�ne-t�me cha�ge far a rea�estate tax veri�catinn and�or repor��ng s�r��ce u��d by Lender in conne�:tion w�th this Loan. �. Praperty �nsurance. Borrow�r sha�� ke�p the impravemen�s now exist�ng or hereafter erected on the Property insu�ed agaznst loss�y f�re, hazards�nc�uded within the term "extended eaverage," and an�other haza�ds ine�ud�ng, bu�not��m�ted�o, ear�hquakes and floads, for�hich Lender requires insuran�e, Thzs �nsurance shall be maintained in xh�amaun�s�inc�uding deduct�b��Xeve�s}and for�he per�ods that Lender r�quires. Wha�Lender requir�s pursuant t�the precedirzg�entences can change dur�ng the�erm of the Loan. The insurance carr�ex pro�iding the insuran�e shall be chasen by Borr�vver subjec��o Lender's righ�ta d�sappro�e B�rrawer's cha�ce, whz�h right sha��not b��er�ised unr�as�nably. L�nd��may require Borr�v�rer tfl pay, in cannect�on with this Loan, ei�h�r: �a}a�ne-�zrne charg�f�r flaod 20��determi�na��on, cer�if�cat�on and tracking services; or(b}a�ne-time charge for f�aad zone de�errni.nat�on and cer�ifzca�i�n services and subsequen��har�es each time r�mappings�r simi�ar chan�es occur�hich reasonabl�mi�ht affec�such d�ternr�ination or certif�cation, B�rro�rer shall also be respans�bl�far the payment of any fees imposed by�he F�dexal Emer�ency Manag�ment A�ency in cannectian u�ith�he review af an�f�oad 2one de�erminat�on resu��ng frorn an.flbj�c�ion by Borrawer. �f Barrov�er faiis to maintain any of�he ca��rages descri�ed abo�e, Lender may obtain insuraz�ce cavera�e, at Lender's optian and Borrovver'�expense. Lender is under na obligatian to purchase any particu�ar�ype or arnount of co�era�e. Therefore, such caverage shal� c�v�r Lender, but might ar mi�ht nat pratect Barrower, Borrov�er's equ�ty in the Property, ar the cantents af the Praperty, aga�ns�ar�y ri�l�, haza�d ar liabil��y and m.�gh�p�ovide greater ar lesser co��rage�han v�as previaus�y �n effect. Borrflwer acknowledges tha�the cost of the insurance caverage so obtained might sign�f�antly exceed�he cas�af insurance�hat Barrow�r cou�d ha�e abtained. Any amounts d�sburs�d�y L�nder under th�s�ectian 5 shall bec�me additi�nal debt nf B�rr�v�er secured by th�s S�curzty�nstrument, Thes�am�unt�sha�l bear�ntere�t at the�ote rate from the da�e af dis�ursemen�and�ha��be paya�ie, wi�h such interest, upan n�t�ce fr�m L�nder�a Bo�row�r reque�ting payment. � NEBRASKA-Sir�gte�amily-Fannie Mael�reddie Mac L1N1��ftM INSTRUM�NT Farm 30Z8 110i VMP� VMPB{NE)�13�2f Wolters Kluwer Financial 5er�ices Page 6 of 17