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��15�57�� <br /> Bt3RRQWER��VENANTS that Bor�awe�is lavwfu�i� seised of�he estate her�by c�nv��ed an.d has the righ� t� <br /> brant and con�e��the Prop�rty and that the Praper�y is unencumbered, except far encumbran��s �f re�o�d, <br /> Borrower wa��-ants and wi�l defend genera��y the t�t�e�o the Prap�r��against ai�c�a�ms and demands, subject�o <br /> any enGumbrances Qf record. <br /> T�3�S SE�L�R�TY�NSTRUM�I�iT combin�s uniform ca�enants for na�iona�u�e and non-unifarrn co�ena.nts with <br /> Iimi�ed�ar�at�ans by jur�sdic�i�n t�constitute a uniforrn security instrument covering r�ai�rop�rty. <br /> Uniform �a►�enants, Borr�wer and Lender coWenant and agr�e as follows; <br /> �. Payrnent vf Principal, Interest, Es�raw I�ems, Rr�payment Ghar�es, and Late �harges. B�rrower <br /> sha�l pay when due th�prin�zpa� �f, and int�r�st on, �h�debt�v�d�n�ed�y the Nate and any prepayment <br /> charges and late charges due under the Na�e. Borrower shal�also pay funds for E�crow I�ems pursuant to <br /> Sect�on 3. Paym�nts due under the Nate and this Se�urity�nstrurnent shal�be made in U.S. �urrenc�. <br /> Howe�er, if any check ar other instrumen�rece�ved by Lender as payment under the Note or th�s Se�ur�ty <br /> Instruzn�n�is return�d�a Lend�r unpa�d, Lend�r ma�requ��r�tha�an�r or a��subsequ�n�payments due under <br /> the Nate and�his S��urity�nstruznent be mad�in one ar mo�r�of�he f�llowing forms, as se�ect�d b�Lender: <br /> �a}cash; �b}man�y�rder; (�}c�r�ified che�k, �at�.�ch�ck, treasurer's check�r cashier's check, pr���ded any <br /> su�h ch��k xs drawn upon an institut��n�vhase depaszts are�n�ur�d by a fed�ra�agenc�, instrumental�t�, ar <br /> en���y; �r{d} E�ectron�c Fund�Tran.sfe�r. <br /> Paym�e��s are de�med re�eived by Le��der when r��eived at the��cat��n designated�n�he Nate or at su�h <br /> o�her l�cati�n as rnay b�designated by Lend�r in ac�ordance wi�h th�natice provi�iflr�s in 5ec�ion 15. <br /> Lender may return ar�.y pa�ment ar paxtial payment�f the pa�ment or par�ial paym�nts are i�suffi�ient ta <br /> bring th�Loan current. Lender may acc�pt any payment or par��ai paymen��n�uf��c�ent�o bring the Loan <br /> current, vvithout waiver of any rights hereunder or pre,�ud��e ta�ts rights to r�fuse such paynzen�or partial <br /> payments in the future, but Lender is nat�biigated t�app�y such payments at the time such payments are <br /> accep�ecl. If ea�h Periodic Payment is appli�d as af i�s �cheduled du�date, then Lender aee�no�pay intere5� <br /> an unappl�ed funds. Lend�r may hold such unapplied funds unti�Borr�wer makes payments ta�ring the <br /> Laan current. �f B�rrower d�es not�.o so v�ithin a r�asonab�e peri�d❑f time, Len�ier shali e�th�r apply such <br /> funds or return them to Borrower, �f no�appl�ed earl�er, such funds�vzl��e app�ied to the ou�standzng <br /> principal balance under th�Na�e imrnediatety prior�a forectosure. No offset or claim which Borrow�r rnight <br /> have now ar in#h�fu�ure agains�Lender shait reli�ve Barrow�r fram rnaking paymen�s due under�he Note <br /> and this Secux��y�nstrumen��r perfarming�he ca�enants and agreement�se�ured��r�h�s Secur�t�r <br /> Instrument. <br /> �. Appli�a�ion ❑f Paym�nts or R�oceeds. Except as ath�rw�s�descr�b�d�n�h�s S�c��an Z, a1�payxnents <br /> accepted and applie�by Lender sha�l be applied it� the follo�ving order af priorit�: (a� interest due under the <br /> Note; �b}princ�pal due under the Nate; ��}amaunts due under Sect�on 3. Such paymen�s sha�l b�applied�� <br /> each Periodic Pa�ment in�he order�n wh�ch i�became du�. Any r�maining arnaunts sha��be app�ied f��st t� <br /> la���harges, second to any other am�unts due under th�s Se�ur��y�nstru.n�ent, and then to reduce�he <br /> principa��aiance of the Na�e. <br /> �f Lender recei�es a payment from B�rr�w�r far a delinqu�nt Per��dic Payment which includes a sufficient <br /> arnaunt��pay any�a�e charg�du�, the paym�nt may be applied to the de�xnqu�nt paym�nt �.r�.d the�a�� <br /> charge. �f rnare than�ne P�riod��Payment is outstanding, Lender ma�r app�y an�payment rec�ived from <br /> Bo�r�wer to the repayment of the Periodic Payments if, and to the extent tha�, each payment can be paid in <br /> full. To the exten�that any cxcess exists aft�r�h�payment is app�ied to the fu�1 payment of on�or more <br /> Period�c Payments, �uch exces�may be applied to any late charges due. Voiuntary prepa�ments sha1�be <br /> app�ied first ta any prepa�tment charges and then as descr��ed�n�he���e. <br /> NEBRASKA-Singfe�amily-Fanni�MaelFreddi�Mac UNl�ORM INSTRUMENT Form 3028 1ID1 <br /> VMP� VMP6{N�f[13�2) <br /> Woiters I�luw�r�inancia!Ser�ic�s Page 4 af 17 <br />