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2015056s7 <br />(b) all terms and provisions of any adjustable rate rider, or Timely Payment Rewards Rider, where <br />applicable, or other instrument or document that is affixed to, wholly or partially incorporated <br />into, or is part of, the Note or Security Instrument and that contains any such terms and <br />provisions as those referred to in (a) above. <br />5. If the Borrower has, since inception of this loan but prior to this Agreement, received a discharge <br />in a Chapter 7 bankruptcy, and there having been no valid reaffirmation of the underlying debt, <br />by entering into this Agreement, the Lender is not attempting to re- establish any personal <br />liability for the underlying debt. <br />6. Nothing in this Agreement shall be understood or construed to be a satisfaction or release in whole or <br />in part of the Note and Security Instrument. Except as otherwise specifically provided in this <br />Agreement, the Note and Security Instrument will remain unchanged, and Borrower and Lender will <br />be bound by, and comply with, all of the terms and provisions thereof, as amended by this Agreement. <br />7. Borrower agrees to make and execute other documents or papers as may be necessary to effectuate the <br />terms and conditions of this Agreement which, if approved and accepted by Lender, shall bind and <br />inure to the heirs, executors, administrators, and assigns of the Borrower. <br />HUD -HAMP Subordinate Note 07012015_356 WD12106.1 9902219105 <br />First American Mortgage Services Page 3 <br />