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4v�i�i��JJr1 <br />19. Legislation. If, after the date hereof, enactment or expiration of applicable laws have the effect either of rendering the <br />provisions of the Note, the Deed of Trust or any Rider, unenforceable according to their terms, or all or any part of the sums <br />secured hereby uncollectible, as otherwise provided in this Deed of Trust or the Note, or of diminishing the value of Lender's <br />security, then Lender, at Lender's option, may declare all sums secured by the Deed of Trust to be immediately due and <br />payable. <br />20. Release. Upon payment of all sums secured by this Deed of Trust, this Deed of Trust shall become null and void and <br />Lender or Trustee shall release this Deed of Trust without charge to Borrower. If Trustee is requested to release this Deed of <br />Trust, all instruments evidencing satisfaction of the indebtedness secured by this Deed of Trust shall be surrendered to <br />Trustee. Borrower shall pay all costs of recordation, if any. Lender, at Lender's option, may allow a partial release of the <br />Property on terms acceptable to Lender and Lender may charge a release fee. <br />21. Waiver of Homestead. Borrower hereby waives all rights of homestead exemption in the Property. <br />22. Hazardous Substances. Borrower shall not cause or permit the presence, use, disposal, storage, or release of any <br />Hazardous Substances on or in the Property. Borrower shall not do, nor allow anyone else to do, anything affecting the <br />Property that is in violation of any Environmental Law. The preceding two sentences shall not apply to the presence, use, or <br />storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal <br />residential uses and to maintenance of the Property. <br />Borrower shall promptly give Lender written notice of any investigation, claim, demand, lawsuit, or other action by any <br />governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental <br />Law of which Borrower has actual knowledge. If Borrower learns, or is notified by any governmental or regulatory <br />authority, that any removal, or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower <br />shall promptly take all necessary remedial actions in accordance with Environmental Law. <br />As used in this paragraph 22, "Hazardous Substances" are those substances defined as toxic or hazardous substances by <br />Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic <br />pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials. As <br />used in this paragraph 22, "Environmental law" means federal laws and laws of the jurisdiction where the Property is located <br />that relate to health, safety, or environmental protection. <br />23. Substitute Trustee. Lender may from time to time in Lender's discretion remove Trustee and appoint a successor <br />trustee to any Trustee appointed hereunder. Without conveyance of the Property, the successor trustee shall succeed to all <br />the title, power and duties conferred upon the Trustee herein and by applicable law. <br />REQUEST FOR NOTICE OF DEFAULT AND FORECLOSURE <br />On behalf of each party hereto, Borrower requests that a notice of default and a copy of any notice of sale hereunder be <br />mailed to each person hereto at the address of such person set forth herein, all at the same time and in the same manner as <br />would be required if a separate request therefor had been filed by each of such persons. <br />IN WITNESS WHEREOF, Borrower has executed d of Trust. <br />JA , L. PICKEI <br />PICKERING, <br />230792 (Rev 07) Page 5 <br />(01/97) NE FR/ARM /PEL Deed <br />173 88811/1281 <br />AL] <br />