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��1 5�5�34 �D} Limi�s an �nte�rest Rate �hanges �Please ch�ck appropr�a�e baxes; if na hox is checked, there wi![ be n� max�mum I�mit on changes.� �] 4�} Th�re wilf �e no maximum limit an interest rate changes. � ��} The inte�est rarte 1 am required t❑ pay at the f�rst �hange Date Will nat �e greater than �.75� °/o �t' less that� �,875 a/a. �] t33 My interest rate will ne�e�- be increase�! or decreased ❑n any single �hange Date E�y more than �T�JD AND ��0110�� percentag� p�ints � �.D0� °/o} fram the rate of inte�-est i ha�e been paying far the preceding �er�vd. � �4} lll�y interest rate wi[i ne�er be greater than 9.7�D °/�, wh�ch is ca�led the "Maximum Rate." C� �5� My interest rate will ne��r he fess th�n �.S75°/o, whi�h �s called the "M�n�mum Rate." 0 ��} N�y interest rate wi�� ne��r be less than the �nitia� interest �-ate. C] �7} The interest rate � am requ�t�ed to pay at the first Change Date �rvii[ n�t be great�r than °/o or �ess than °/o. Thereafter, my interest rate v►ri�! ne�er be increased ar d��reased on any single ��ange Dat� by mare tnan percentage ��ints t °/o} fram the rat� ❑f interest � ha�e be�n paying for the preceding period. �E} �ffectir►e Date of �hanges My new interest rate wii[ become ef�recti�� r� ��h C��r�g� �at�. I v�ril� pay the a�n�ur�t �f my new monthly payment beginning on the first monthly payment date after the Change Date until the amflunt af my month�y payment changes again. �F� N�ti�e af Changes The Note Holder w�11 del��er or mai� ta me a notice af any changes in my inter�st rate and the amc�unt o�f rny monthiy payment before the effect��e date of any change. The not�ce wil� inc[ude information requ�red �y law to be gi�en tv me and als� the tit�� and telephane number af a person who �rvii� answer any questian l may ha�e regarding the natic�. � t _ �� �nit�als: �-�399R ��5�� Page 3 of 5 � , � t �. .