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��1 5�5�34 <br /> ADJ��CT�TAB�..�� �A.'�� R.�D�R <br /> TH f S ADJUSTABLE RATE RI�ER �s made this 13th day of August, 2a 15 , <br /> and is in�arporated inta and shal! be deemed t� amend and supplernent the Mortgage, D�e� <br /> �f T�ust, ar Secur�ty Deed tthe "Se�urity Instrument"3 af the same date gi�en by th� <br /> undersigned �the "Borrower"} ta secure Barr�wer's Ad�ustab�e Rate Nvte �the "Nvte"} to <br /> Home F�deral Sa�ings and Loan Assn af Grand Is�and <br /> �the "Lender"} �f th� same date and co�ering the Property described in the Security <br /> �nstrument and located at: �745 Sa�nt Pau1 Rd <br /> �rand Is1and, NE �$8�1 <br /> CPraperty Address] <br /> THIS N�TE G�NTA�NS PR�V�SI[3NS ALL�INING F�R CHANGES �N N1Y <br /> �NTER�ST RATE AND MY N�flNTHLY PAYMENT. IN�REASES �N THE <br /> [NTEREST RATE W�LL RESULT 1N H�GHER PAYMENTS. DECREASES �N T�iE <br /> INTEREST RATE 1NILL RESllLT �N L�1JV�R PAYMENTS. <br /> ADDNTIt]NAL CQVENANTS. �n additian t� the coWenants and agreements made in the <br /> Security lnstrument. Borrower and Lender further co�enant and agree as fv�fows: <br /> �. i�VTEi�EST i��iTE Ai�P� ��iVT�iL� ��4'Y�tfiEi��' �HAi��E� <br /> The Nnte pro�ides far an init�al interest rate vf 4.7�� °/o. The Nate pro�ides <br /> f�r c��anges in the interest rate and th� manth�y paym�nts, as falf ows: <br /> 4. I NTEREST RATE AN D MC3 NTHLY PAYM ENT �HAN G ES <br /> �A f Change Dates <br /> Th� interest rate � w��l pay may change on the �.st day �f S�ptember ���D , <br /> and �n that day e�ery 12th m�nth th�reafter. Each dat� on wh��h my interest rate <br /> cau�d chang� is cafled a "Ch�ng� Dat�." <br /> �'iJIULT�STATE ADJUSTABLE R TE R�DER �- Single Fami�y <br /> .. <br /> �-�99R t�5�Q} <br /> Page 1 af 5 Initials; <br /> VMP Mart�age Solut�ons, � <br /> �8���5��-7�91 <br /> � <br /> �. <br />