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��1 5�5�3� r�qui�ed�y R�SPA, �nd��rrower shal�pay ta Lende��he am�unt n�cessary to mak�up the d�ficien�y �n acco�dance with RESPA, but in no m�re than �Z monthly payments. Upon payment in fu�l�f a�� surns secured by this Security Ins�rument, Lend�r sha��pramp��y refund�o Borrower any Funds he�d by L�nder. 4. Charges, Liens. Borrower sha11 pay all tax�s, assessm�nts, charges, fines, and impasitions at�ributab�e ta the P��perty which�an a��a�n priarity��er this 5��urity Instrum�nt, I�aseha�d payments ❑r ground rents an th�Property y if any, and C�mmunity Ass�ciation Dues, Fees, and A�s�ssrnents, if any. To�he extent that thes�i�ems are E�cr�w Items, B�rrav��r shal�pay them f n the manner pra�id�d in Section 3. Barrower shall promptly discharge any lien which ha�p��ar�ty o�er this Security Instrum�nt unless Borrower: �a}agrees in wri�ing to�he payment of the obli�a��on secured by the�zen�n a mann�r accepta�le to Lender, �ut an�y so lon�as Borro��ver�s perfornung such agreement; �b� cantests the��en�n g�od fa�th by, or defends agaznst�nforcement af the Iien in, Iegal proceedin�,� which in Lender's apinion operate ta prevent th�enfarcemen�af the lien�v�rhz�e�hose proceedings are p�n�iing, bu�onl�un�il such proceed�ngs are con�luded; or�c}se�ures from the ho�der of the l�en an agr�ement satisfactary to Lender subordinatin�the �ien to thi� Secur��y Instrument. �f Lender dete�m�n.es that arzy par�af the Propeirty is sub��ct ta a lien v�rhich car�attain pr�ar�ty o�er this S�curi�y�ns�rum�nt, L�nder xnay g��e Borr�wer a not��e identif��ng the lien. W�th�n ��days❑F the dat�on wh�ch�hat natice is given> Ba�rrawe�-shal�sat�5fy the��en or take ane or more af�he act�ans set far�h ab4�e in this 5ection 4. Lender may require Borrowex to pa�a one-time charge far a real estate tax verification andlar reporting service used by Lender in connec�ion wi�h th�s Loan. 5. Praperty Insurance, Borrower sha��keep th�zmprov�ments now�x�st�ng ar her�af�er er�cted an the Property insured aga�nst�oss b�fire, hazards included within the�e�rm "extended coverage," a.r�d any a�her hazards includ�n�,but not limited to, ear�hqual��s and flaods, fflr wh�ch Lender re�u�res in�uranc�. This insu�-ar��e shail be maintainec� in the amaunts �including de�uctible leve�s}and for the p�r��ds�hat Lender re�u��s. �ha�Lend�r requ��es pursuan�to the preceding�entences can change during the term of the Loan. The insurance�;arrier praviding the insurance�hall be chosen by Borrovver subj�ct�a Lender's right�o disappr�ve Barrow�r's�ho�ce, which right shatl n�t be exercis�d unreasonably, Lender may require Borrovver to pay, �n Gonnectian wi�h this Loan, ei�her: (a} a one-tim��:harge for fl�oci zone determina�ion, certi�cation and trac��ng s�rvices; or�b}a ane-t�me charge far flaod zone determination and�er�ifca�ian serv�ces and subsequ�n�charge��ach�ime remappings�r similar c�ang�s occur whi�;h reasonably mi�h� affect such determina��on ar c�rtification, Borrower�hall a�so b�responsib�e for the payment of an�fees �mposed by th�Federai Emergenc�r Management Agency in conne�tion with �he r�view of an�flood z�ne determina�ion resulting frona an abjeGtian by Borraw�r. �f Borravver fai�s to main�ain any of the coverages described abo�e, Lender may�btain insurance co�erage, at Lend�r's apt�an and Borr�wer's expense. Lend�r�s und�r no obliga��on t�purChase any par�icular type�� arnoun�of�av�rage. Theref�re, such caverag�sha�l c�ver Lender, but m�ght or might not prot�c�Borro�ver, Ba�rrawe�r's equity zn the Propert�, ar the�ontents af the Pr�per�y, aga�nst any risk, hazard or Iiability and m�gh�pra�ide�reater�r�esser c��erage than�as previaus�y zn effect. Sorrower acknow�edges�ha�the c�st of the insuran�e caverage�o�b�azned might�ignif�cantly exceed the cost of insurance tha�B�rrowe�coul� ha�e obtain��. An�amoun�s d�sbur�ed by Lender under�his Section S shall b��om�additionai deb�of Borrower secured by this Security �nstrument. These amounts sha11 b�ar�nte�est at the��e rate fram the dat�af disbursem�nt and shall be pa�able, with such intere�t, upnn not�ce from Lend�r�o Borrower reques��ng payment. NEBRASKA-Single FamiIy-Fannie Mael�r�rfdie Mac UNlF�RM INSTRUMENT Fvrrr�3Q�8 11�1 VMP� VMPB�N�3 t�30�� Wt�![ers Kluvv�r Financia�Ser�ic�s Pag�f of 17