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��1 5�5�3� PI...�.�.NI�ED I�N��` D�V�L�Pl1�I�l�T'�I�` I�I��R TH[S PLA[V[VED UN�T aEVELDPMENT RIaER is rnade th�s 13t� day �f August �015 , and is incorporated int� and shal� be deemed ta amend and supplement the Mortgage� D�ed af Trust, ar Se�urity De�d {the "Security I nstrurr�ent"3 of the same date, gi�en E�y th� undersigned �the "Borrc�wer"} to secure Borrawer`s Note to Home Federal Sa�i ngs and Laan A55p af Grand I s�and �the "Lend�r"� af the same date and covering the Property described in the Security I nstrument and located at: �61a Gvttonv�oad Rd Grand I sl and, N� �88a 1 [Pro�erty �ddress] The Praperty �n�ludes, but is not �imited ta, a parce� af [and �mprv�ed with a dwe��ng, together with other such parce[s and certain common ar�as and facil�ties, as described �n De�1 arati an �f Covenants, C�nd�t�ons and Restri ct-i ons, of the h�rei n named ho�neowners associat�an, an� any am�ndmer�ts ther�to. �the "Dec�a�-ation"�. The Prvper�y is a part of a p[anned un�t de�elapment knawn as Riv�rs�de Acres �Name of Plann�d Un�t De�elopment� �the "PUD"}. The Property alsa includes Borrower's interest in the homeawners assac�ativn ❑� equ��alent en�ity awning vr managing the cornmon ar�as and faciiities vf the PUD �the "Qwners Associat�on"3 and th� uses, t�enefits and proceeds of gvrrower`s �nteres�. PUD C�VENANTS. In addition t� the co��nants and agreernents made in the S�curity Instrument, Borr�wer and Lender further Go�enant and agree as fallows: A. PU[3 �b�igations. Barrow�r sha[� per�fvrm aI� vf Borrvwer's ob��gations under t�e PUD's �onstituent Dc�cuments. The "Constituen� C�o�uments" a�e the �i} D�c�arat�on; �i�} artic�es of incorp�ration, trust instrument or any e�ui�a�ent da�ument which creates the Uwners Assvciation; and =iii} any �y-laws ar ather ru�es or regulations of the Dwne�s �4ssociation. Borrawer shal� prompt�y pay, when due, all dues and ass�ssments imposed pursuant t� the Constituent ❑ocuments. N�ULT�STATE PUD R�DER - Sing[e Family - Fann�e MaelFreddie Ma� UNIF�RIIlC 1NSTRUME Form 3�50 '[t4� � 1No[ters Kluwer Financial Ser�ices Page '� o� 3 1 nitia�s: VMP�-7R ��8� �}