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[Check applicable box(es)] <br />❑ Adjustable Rate Rider <br />❑ Graduated Payment Rider <br />❑ Balloon Rider <br />❑ Condominium Rider <br />❑ Planned Unit Development Rider <br />❑ Rate Improvement Rider <br />❑ Other(s) [Specify] <br />200100711 <br />❑ 1 -4 Family Rider <br />❑ Biweekly Payment Rider <br />❑ Second Home Rider <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any <br />rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />i (Seal) <br />Borrower PAUL E. SEARS <br />(Seal) <br />Borrower JOYCEE A. SEARS <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF Nebraska <br />COUNTY OF Hall ss: <br />I, JON A. HEATH , a Notary Public in and for said county and state, do hereby <br />certify that PAUL E. SEARS and JOYCE A. SEARS , Husband and Wife as Joint Tenants with Right of <br />personally appeared before me and is (are) known to me to be the person(s) who, being informed of the contents of the foregoing <br />instrument, have executed same, and acknowledged said instrument to be their , free and voluntary act and deed <br />and that they executed said instrument for the purposes aA uses t =rein set forth. <br />(he, she, they) <br />Witness my hand and official seal this 25th day of January 2001 <br />My Commission Expires: JANUARY 9, 2003 <br />GENERA=NOTARY-State sl=AL <br />MY <br />J N A. EATH This instrument was prepare �� <br />Form 3028 9/90 <br />F1029.LMG (6/99) Page 5 of 5 <br />