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2�15�5495 <br /> �nfarrna�ian} in connectxori w�th the Laan. Material represen�ati�ns include, but are not limi�ed�o, representa�zons <br /> c�n�ern�ng Borrovver's accupancy af th�P�operty a�Borrower's p�rincipal residence. <br /> 9.Pratectivn nf Lender's In�erest�n�he Property and Righ��T.3nder th�s Security Ins�rument.�f�a}Borro�ve�r <br /> fails to perfo�rm the covenar��s and agreerx�ents con�ained�n�his Security Ins�rument,�h}there�s�.��ga�proceeding that <br /> might significant�y affec�Lender's in�erest in�he Property andlor ri�hts und�r this S�curi�y Ins�rumen��su�h as a <br /> praceeding in�ankaruptcy,probate,for condemnat��n or forfeiture,for�nfarcemen�af a lien urhi�h may at�ain priarity <br /> o�er this Security Instrument o�to enfor�e�aws ar regu�ations},or�c}Borrower has abandoned�he Propez�y,�hen Lend�r <br /> ma�da and p�.y far whatever is reasonab�e or appropriate to pro�ec�t Lender's in�erest in�he Prvpert�and rights under�his <br /> Security Ins�rument,including protec�ing andlor assessing th�value af the Proper�y,and securing andla�repair�ng the <br /> Praperty.Lender's acti�n�can in�lude,but a.re nat lirnited to:�a)paying any sums secured by a lien wh�ch has pri�rity <br /> o�er this Se�ur���nstrument;�b}appearing in cour�;and�c�pay�ng reaso�abie att�rneys'fees to pro�ect its interest in the <br /> Property andlor righ�ts under�his Security Inst�ument,Yncluding rts s��ured position in a bankruptcy pr��eeding,Securing <br /> �he Property inclu�es,bu��s not lim�ted t�,enter�ng�he Proper�y ta make repairs,change locks,rep�ace or baard up doors <br /> and windaws,dra�n wat�r from pip�s,e�iminate bui�ding o�other cade�iolatian�or danger�us conditions,and have <br /> u�iiities�u�ned on or off.A��hough L�nde�r may take a��ion under this Sec�ian 9,Len�er dves no�ha�e to do s�and is not � <br /> undex a.ny duty or abligatian t� dv so. �t is agreed�hat Lender in�urs no lxability fnr na�taking any or all a�tions <br /> au�harized under this Secti�n 9. <br /> Any amo�nts disbursed by Lend�r under this Section�shall become additiona�d�bt af Borrawer s�cured�y this <br /> Secur��y instr�ment. �hese amaunts shall bear Yn�er�st at the Note rate firam the date af disbursement and shall be <br /> payable,with such in�eres�,upon natice from Lender�o Barrower r�ques�ing paym�nt. <br /> �f this Se�ur��Instrurnent is�n a leasehold,Borrower shail comply with ai�fihe provisians of the lease,If Borr�v�rer <br /> a�quires fee�i��e ta the Property,the leas�hQld and�he f�e tit�e sha1l n�t merge unless Lender agree��o the merger in <br /> wr�ting. <br /> 1U.Martgage�nsurance.IfLender�required M�r�gage Tnsurance as a c�ndztiQn af making�he Loan,B�rrower sha11 . <br /> pay th�premiums required to maintain the Mar�gage Insurance in effect.�f,f�r any reasan,the Mortgage�nsurance <br /> coverage required by Lender ceases�o be available fram the mQr�gage insurer that pr���ausly pr�vided such insuran�e <br /> and Borro��er was r�quired to make�epara�ely designated payrnents tovvard the prerniums for Mortgage In�urance, f <br /> Borrati��r shal� pay the pren�iums requir�d to o�tain ca�erage substantia��y equiva�ent �a the Mortgage Insuranc� <br /> pre�iously xn�ffec�t,at a cas�substantially�qui�alent�o the�vst to Borrawer af�he Mortgage Insurar��e pre�riausiy�n <br /> effect,from an alternate martgage insurer se�ected by Lender.If subs�an�ially equzWalent Martgage�nsurance co�rerage is <br /> nat available,�orrawer shall continue�o p��ta Lender�he am�un�of the separatel�r designa�ed paymen�ts tha#were due <br /> �vh�n �he insurance coverage ceased to be in �ffect. Lender�i�l ac�ept, use and retain these payments as a non- � <br /> refundable�oss reser�e in lieu af Mortga�e Insurance.�uch Iass rese�ve sha�l be non-refunda�le,n��twi�hstanding the fac� <br /> that the Loan is u�timat�Iy paid in full,and Lender sha11 no�be requ�red ta pay Borrower any interest ar earnzngs�n such <br /> loss reserve.Lender can no Ionger requi�e Iass re�er�e payrnents if Mortgage Insurance co�verage�in the amount and for <br /> the pe�iad that Lender requires}pro�.ded by an insurear selec�ed by Lender again hecomes a�aiiable,is obtained,and , <br /> Lender requir�s separate�y designated payments tovr�ard�he premiurns for Mortgage�nsurance. �f Lender required <br /> Mortgage Insu�rance as a condit�an of makin�the Loan and Borrower was requir�d�o rnake separate�y desig�.aat�d <br /> payments towa�rd the p�rem�ums for Mar�gage�nsurance,Boxrovver sha�i pay the premiums requi�ed to mainta.�n Ma�tgage <br /> �nsurance in effec�,ar ta pr�vide a non-refundable loss reser�e,untxl Lende�'s requirernent far Mor�gage Insurance ends <br /> in accordance vvi�h any wr�tten agreement b�tween Borrower and Lender provzding for such term�na�ion or until <br /> t��mination is required by Appiicable Lavv.Nothing�n�h�s Section��affects Barr�v�rer's abligation�o pay inte�rest a�the <br /> rate pro�ided�n the Note. <br /> Mart�age Insurance reimburses Lender�ar a.n�ei�t�t�that purchases th�N�te)for cer�ain�asses zt may in�ur if <br /> B�r�rower doe�nat�repay�he Loan a.s agreed.Borrower is not a party ta�he Mortgage Insurance. <br /> Mor�gage Tnsurers evaluate their�otal risk on al�such insurance in farce fram time ta time,and may enter inta <br /> agreemen�s wi�h ather par�ies that share or modify thezr risk, or reduce �osses.These agreements are on terms and <br /> conditi�ns that are sa��sfactory t❑�he mortgage insurer and the o�her party �or parties}to these agreemen�s.These � <br /> NEBRASKA�S�ngle Family-Fannie Ma�IFreddie Mac UNIF�RN[�NSTRUN[ENT with MERS Form 3a28 �[!�7 <br /> Page 7 of 13 � , <br /> ioS,i��. Borr�wer�s}lnitials � <br /> , <br /> 3 <br />