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to " 24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law. 25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address which is the Property Address. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. Witnesses: STATE OF Nebraska COUNTY OF Merrick A GENERAL NOTARY . State of Nebraska DEBORAH K. BECK My Comm. Exp. Aug. 1, 2015 Loan Originator Organization: Pinnacle Bank Individual Loan Originator: NMLSR ID: 403445 Deborah K Beck NMLSR ID: 665234 ) ss: rey J Williams g m &aga- r Janine S Williams [Space Below This Line For Acknowledgment[ De i o ah K Beck 201505458 ( S ea l) (Seal) (Seal) Borrower (Seal) Borrower 1, Deborah K Beck , a Notary Public in and for said county and state, do hereby certify thatJeffrey J Williams and Janine S Williams, as husband and wife personally appeared before me and is (are) known to me to be the person(s) who, being informed of the contents of the foregoing instrument, have executed same, and acknowledged said instrument to be their , free and (his, her, their) voluntary act and deed that they executed said instrument for the purposes and uses therein set forth. (he, she, they) Witness my hand and official seal this 31st day of July , 2015 My Commission Expires: 08/01/2015 (Seal) NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT (MERS) Form 3028 1 /01 (page 9 of pages) 12439.CV (6/13) 6899920340 Creative Thinking, Inc. GOTO(006009b3)