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��15�54�� A�l i��surance pol�cies�required by Lender and renev�ra�s�f such polic�es�ha�l be subjec��a Lender's right ta disappr�we�uch poli��es, sha�l include a standar�rnor��age clause, and shall name Lender as mor�gagee andlor as an additional l�ss pa��e. Lender sha�i have the right to hold�he paiici�s and rene�al cer��f�cates. �f L�nder r�qu�res, �3orr�wer sha��pr�mptly�ive ta Lender a��receipts of paid premiums and r�n�wai notxces. �f Borrflwer ohtains an�farrn�f insura��ce cn�erage, no�otherwise required by Lender, far damage�a, �r destruc�ion of, the Proper��, such p��zc�shail include a standard mor�gage c�ause and sha��name Lend�r as mortgagee a��dlor as an add��iQnal Ioss payee. �n the ev�nt of lflss, Borr�wer shal�give pramp�not�ce�o th�insurance carr�er and L.�nder, Lender may make praof of loss if nat made pr�mptly by Borrower. Unl�ss L.�nder and��rrower oth�rwise agre��n wr�ting, any�nsu�ance proceeds s whether ar n�t the underlying insurance was requ�red by Lender, sha�l be agpl��d�o restoration or repai�r of�he Property, �f the restora�ion or repair is econnmical�y feas�bie and Lender's secur�t�is not�essened. Dur�ng such repair and res�oration period, Lender shall ha�e�he right t� hald such insurance proceeds un�il Lender has had an oppor�un�ty to in�pe�t such Prapert�to ensure the w�rk has been�omplet�d�o Lender's sa�isfacti�n,provided�har such inspe��ion sha11�e und�r�aken pr�mpt�y. Lender rnay disburse proceeds for the repa�rs and restoration in a s�ngle payment ar in a ser�e�of progress pa�rnents a�the wark�s�amp�e�ed. Unless an agreemen�i�made in writ�ng or App�icable Law requ�res interest ta be pa�d on such insurance prac�eds, Lender sha��not be required to pay Borrower any interest or earnings on such pro�eeds. Fees for pub�ic adjusters, or other�h�rd par��s, r�tained by Bnrrov�rer sha�l not be paid out of the insurance prace�ds and shal�be th�s��e obliga��on of Barrov�rer. �f th�res��ration or�-epair is rzv�economically feasible or Lender's sec�rity wou�d�e lessen�d, �he insurance proceeds shall be applied to the sums secured by this Security�nstrumer�t, whether or not then due, with the excess, if any, paxd to Borra�ver, Su�h �nsuzance pro�e�d�shal�be a�p��ed in the ard�r pravided for in Sect�on�. If Barrawer abandans the Property, Lender rnay file, neg��ia��and set�le any a�ailahle insurance claim and rela�ed mat��rs. �f Borrower d�es nat re�pond within 34 da�s to a notic�frorn I.end�r that the insurance carr�er has tiffered�o se�t�e a claim, then Lender xna�negfltiate and s�tt�e the c�aim, The 3�-day period w��l begin�crhen�he no�ice is gi�en. ��z ei�her event, or i�Lender acquires th�Propert�under Section 22 or otherw�se, Borrovver her�by ass�gns to Lender�a}Bor�ov�er's rights to any insurance praceeds�n an amount n�t ta exceed the amaun�s unpaid und�r the Note or�his Securi�y�nstrument, and�b}any ather flf Borrawer's rights�n�her than the r�gh��o an�r refund of unearned premi.ums paid b�Borrower}under a11 insurance po�ic�es�o�ering�h�Pr�per�y, insofar a� such r�gh�s are applica�le ta the co�verage Qf the Property. Lender may use th�insurance proce�ds e�ther�o r�pair or restor��he Property or to pay amounts unpa�d under�he Note or this Se�ur��y Instrument, vwheth�r or nat then due. C. �c�upancy. Borrov��r shall o��up�r, estabiish, and use the Property a�Borrower's p�rincipa�reside��ce �ith�n��days after the executian of th�s Secur�ty Ir�s�rument and shall continue to accupy�he Proptrty as Borrower's pr�n�ipal residence for at�eas��ne yea�r af�er the date af a�;�;upancy, uniess Lender otherw�se agrees in writing, whi�h consent shai�no�be unreasonably wi�hhe�d, or un�ess extenuat�ng cir�ums�an�es ex�s�which are b�yond B�rr�wer's contro�. 7. Preserrrativn. N�aintenance ar�d Pratecti�n af the Prvperty: Inspections. Borrower shall not d�stro�, damag�or impair th�Praper�y, al�o�r�he Pr�per�y to defi�riorate ar commit uras�e on the Prop�r�y. `1L�"he�her nr no�Borrower is �esiding in the Praper�y, Barrower shali ma�n�a�n the Praper�y in order�o preven��he Proper�y frorn de�eriorating a�r decreasing in�alue du��o its condition. Unless it is de�ermined pursuant�o Sec�ion S �ha�repair or res�ora�ion�s nat ecano��ical��feasibl�, B�rrawer sha��p�romptly repair the Prop�rty if damaged to a��id further det�riaratian ar damag�. If insurance ar Condemnati�n proceeds ar�paid in cc�nn�G�i�n wi�h damage t�, or�he�aking of, t��.e Property, B�rrov�er s��a�1 be responsii�le fnr repairing or restoring the Property only�f Lender has released proceeds for such purposes. Lender may disburse praceeds h#�BRASKA-5ingfe�amily-Fannie Mael�reddie Ma�UNIfiQRM INSTRLJMENT �ortt�3028 1101 VMP�� VMPE�NE}t13021 Wolters Kluwer Financial 5er�ices Page 7 of�7