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<br /> ,An�app�ica�ian af payments, insurance proce�ds, or Miscel�aneaus Proceeds ��principa�due under the Note
<br /> sha�l no�ext�nd ar p�s�pon��he due date, or change the amoun�, af the Per��di�Pa�m�nts.
<br /> 3. �`unds for Escro►�v Item�. Borrower shall pay to L�nder on ti�e da�Pe�riodxc Payments are due under the
<br /> No�e, unt��the Note is paid in full, a sum��he "Funds"} ��provide fflr payment of amoun�s due for: �a}taxes
<br /> and a�sessments and ather i�ems which can at�ain pr��r�t�over�his Security�ns�rument as a i�en or
<br /> encumbrance on the Praperty; �b�leaseh�ld payments or ground rents on the Prope�y, if any; �c}premiums
<br /> far any and a�1 �nsuranGe required by Lender under Se�tian 5; and�d} Mor�gage���suraz�ce pr�rniu�ns, if any,
<br /> or any sums paya��e by Barrawer to Lend�r in 1�eu of the payment vf Mar�gag�Insuranc�prem.�ums in
<br /> accordance with the provisi�n�of�ection I0. These i�em�are ca�led "Escrow �tems." A�flriginatifln�r a�
<br /> any time during the�errn of the Loan, Lender ma�requ�re that�ommunity Associatifln Dues, Fees, and
<br /> Ass�ssm�nts, �f any, be escrovved by Borr�wer, and such dues, f��s and a�sessments sha�1 be an�s�row
<br /> I�e�n. Borrower sha�l promptiy furnish to L�ender a��not�ces of amaunts to be pa�d under this SeGtion.
<br /> Ba�rower shall pay L,ender�he Funds far Escrovv �t�ms unless L�nder waives Barrower's n�iigation�o pa�
<br /> �he Funds far any or all Escrov�r �tems, Lender may wai�e Borr�wer's ol�l�ga�i�n�o pay to Lender Funds far
<br /> any ar all�scra�cr�tems a�any tim�. Any such wai�er may anly be�n v�ri�ing. �n the e�en�of such wa��er,
<br /> Borrawer shall pay direc�l�r, v4rhen and where payabie, the amaunts due for any Escrow Item�for which
<br /> payment af Funds has been v�raived by Lender and, if Lender r�qu�r�s, shai�furni�h�o Lender rece�pts
<br /> ��idenc�ng such pa�ment��vith�n su�h�irne per�4d as I.�nder may requi�re. Borr�wer's obliga��on to mak�
<br /> such payrn�n�s and�o pro�ride receipts sha�l for a��purposes be deem�d��be a Ga�enan�and agreement
<br /> contained in this Se�urity�ns�rument, as�he phrase "covenant and agr�ernent" is used�n Sect�an�. �f
<br /> Boz�rawer�s obligate�ta pay Escraw�tems directly,pursuant�a a uraiver, and B�rrower fa�is t�pay the
<br /> am�un�due for an Escr�vv Item, Lender may ex�rc�se its right�und�r Sectian 9 and pa�such amaunf and
<br /> Borr�wer shall then�e obligated under Section 9 �a repay to Lender any such an�.ount. Lender may re�ake
<br /> �he v�aiv�r as to any or at��scrow�tems at any tirne by a natice�iven in accordance v�rith Se�tion �5 and,
<br /> upon such r��o�ation, Barrower shall pay to I.ender al�Funds, and in such arnounts, that are then requ�red
<br /> under�his Secti��n 3.
<br /> Lender may, at any t�rne, col�ect and hold Funds in an amount�a}suff cient to perrni�Len�.e�r to apply the
<br /> Funds at�he t�me specified under RESPA, and �b}not ta e�c�ed the maximurn amount a�ender Gan require
<br /> under RESPA. Lender shall estima�e the amount of Funds due on the basis of curren�data and reasonab�e
<br /> es�imates�f�xpend��ures of future Escr���tems or o�herv����in accnrdan�e with Appl��able Lavv.
<br /> The Fu��ds shal�be he�d�n an ins�itu�i�n whose deposits are insured by a fed�ral agenc�, �ns�rurnen�al�ty, or
<br /> entit� �inc�ud�n�Lender, if Lender is an inst�tut�on whose dep�sits a�-�sa insured}or�n any Federal Home
<br /> La�u�Bank. Lender sha11 apply the Funds�o pa�the�sc�ra� I�ems no�a�e�than the�.�me spe�ified under
<br /> RESPA. Lender shall no�charge Barrower for hoid�n� and app�y�ng�he Funds, annua��y anal�z�ng�h�
<br /> escrow ac�ount, or verif�ing tl�e Escrow Items, unless Lend�r pays B�r�ro�ver int�res�on the Funds and
<br /> Applicabi�Law perm.its Lender to make such a char�e. Uniess an a�r�ement is made in writing or
<br /> AppliGabie Law requires uaterest�o be paid on th�Funds, Lender sha11 no�be required�a pay Borrower ar�y
<br /> in�erest Qr earnings on the Funds. Borrower and Lender can a�re�in wr��in�, h��re�er, �hat�nterest sha�� be
<br /> �aid on�he Fund�. L�nder Shall giv��o Borrawer, wi�hout charge, an anu�ual accounting of�he Funds as
<br /> required by RESPA.
<br /> �f�here is a surplus af Fun�s held �n escrow, as defined und�r RE�PA, Lender sha�I accoun��o Borrov�rer for
<br /> the ex�ess funds in acCardance vvi�h RE�PA. �f�here is a shflr�age�f Funds held�n escrow, as defined undcr
<br /> RESPA, Lender shall notify Borrower a�r�quired by R�SPA, and Barrower shal�pay to Lender the amount
<br /> necessary to make up th�sh�rtage in accordan�e vvith RESPA, �u�in na rnore than ��rnonth��payments. �f
<br /> th�re is a defzciency of Funds�e�d in escrov�r, as defin�d under RESPA, Lende�shall noti�y Barro��ver as
<br /> N�BRASKA-Single Farnily-�ar�nie Mael�re�#die Mac UNI��RM INSTRUM�NT Form 3a�8 7I�1
<br /> VMP� VMPfi{NEi�'�302}
<br /> Wolters Kl�wer Financial 5ervices Page 5❑i'f 7
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