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27. OTHER TERMS. If checked, the following are applicable to this Security Instrument: ❑ Line of Credit. The Secured Debt includes a revolving line of credit provision. Although the Secured Debt may be reduced to a zero balance, this Security Instrument will remain in effect until released. ❑ Construction Loan. This Security Instrument secures an obligation incurred for the construction of an improvement on the Property. ❑ Fixture Filing. Trustor grants to Beneficiary a security interest in all goods that Grantor owns now or in the future and that are or will become fixtures related to the Property. This Security Instrument suffices as a financing statement and any carbon, photographic or other reproduction may be filed of record for purposes of Article 9 of the Uniform Commercial Code. ❑ Riders. The covenants and agreements of each of the riders checked below are incorporated into and supplement and amend the terms of this Security Instrument. [Check all applicable boxes] ❑ Condominium Rider ❑ Planned Unit Development Rider ❑ Other .... ❑ Additional Terms. SIGNATURES: By signing below, Trustor agrees to the terms and covenants contained in this Security Instrument and in any attachments. Trustor also acknowledges receipt of a copy of this Security Instrument on the date stated on page 1. (Individual) (Signature) MICHAEL V. SCHMIDT ACKNOWLEDGMENT: STATE OF Nebraska , COUNTY OF Adams This instrument was acknowledged before me this 31st b MICHAEL V. SCHMIDT, A Single Person My commission expires: Loan origination organization Heritage Bank NMLS ID 402222 Loan originator Daniel Higgins Anderson NMLS ID 403360 Security Instrument - Consumer -NE VMP® Bankers SystemsTM Wolters Kluwer Financial Services 01994, 2011 GENERAL NOTARY - State of Nebraska DANIEL H. ANDERSON •e•sl� , My Comm. Exp. On. 5, 2016 day of Public) 201505390 7-31-0 (Date) (Signature) (Date) ly, 2015 } ss. RE -DT -NE 2/1/2013 VMP- C165(NE) (13021.00 Page 6 of 6