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��15�5345 <br /> sign�ficantly affect Lender'�righ�s�a the pr�Der�y��uch as a proceeding�n bankruptcy,for candemnation or <br /> t�enforc��a�s ar regulat�ons},then Lender rnay do and pay whatever is necessary to protect the�a�ue of the <br /> Property an�.Lender's rights in the Prop�r�y�, �ncluding pa�ment of�axe�,ha�ard insur�nce and other items <br /> mentioned in paragraph 2. <br /> Any amounts disbursed by Lerader under this paragraph sha11 become an ad�itional debt�f Borro�ver and be <br /> secured by�h�s Secur���nstrument. These amourats shall bea.r inter�st frorn�he date Qf�lisbursem�n�,at the <br /> Note rate,and at the option of Lender, shall be immediatel�due and payable. <br /> B�rrow�r shall promptly discharge any lien which has priarity over this Security Instrument untess <br /> Borrc�wer: (a)agrees�n wr�ting to th�payment of the��Iigation secured by th�Ii�n in a ma�ner acc�pta.ble <br /> . ta Lender;(b�contests in g�ad faith the lie�by,or defends against enforcement of��e lien in,legal <br /> � pr�c�edings which in the Lender'�opinion op�rate ta pre�en�the enforcem�nt of the tien;or�c)secures <br /> ��� from the holder of the lien an agreeme�t satisfactory to L�nder sub�rdin.ating the lien to this Security <br /> � � Instrument. �f Lender determines that any part af�he Property is subjec��o a lien�vhich may attain pri�rity <br /> ' over�his Security Instrurnent,Lender may give Banawer a noti�e ide�tifyin�the�ien.Borrower sha��satisfy <br /> � � th�lien ar take ane ar m�r��f the act�ons set forth abov�within 1�days af t�e�ivi�.g of notice. <br /> . 8. Fees.Lender may colleet fees and�harges authoriz�d by the Secretary. <br /> 9. Graunds fvr A�c��erati�n vf Debt. <br /> ��} D�faul#.Lender ma�, e�cept as Iimited by re�ulations issued by the Secreta.ry, �n the case of pa�rnent <br /> defaults,ret�uire immedia�e payment in futl nf all sums secured b��his Securi�y Ins�rum�n�if; <br /> ��� Borrow�r defau�ts b�fai�ing to pay i�fu�l a�y monthly paymeat requue�i by this Se�urity <br /> Instrument prior ta ar on the due date of�he aext month�y paymen�,or <br /> (ii) ��rrower defaults by failin�, for a periad of thirty da�s, to perform an3� other obligatians <br /> � contained in this Secur��y In�trument. � <br /> tb} Sa�e 114ff�thaut��ed�t Appra�al.Lender shat�, if permitted by applicable�a�r(including Sect�on <br /> 3�].�d)of the�'rarn-St.�'xermain Depository Institutions Act of I982, 12 U.S.G, �7�1 j-3(d�}and with <br /> th�prior appr�val of the Secretary,requ�re immediat�;payment in full of all sums�ecured by this <br /> Security Instrument if: <br /> (i) A�.�or pa.rt of the Pr�perty,or a beneficia�interest in a trust owning a��or part a�'tbe Prop�rty,is <br /> � <br /> sold Qr otheru�ise�ransferred(ather�han�y de�ise ar desc�nt},and <br /> [ii� The Praperty is nat occupied by t�e purchaser or grantee as his ar her princ�pal residen�e,or the <br /> � purchas�r or grantee daes�o oGcupy the Praperty bu�his ar her�redit has not been approved in <br /> accardance tivith�he requ�rements of th�Secr�tary. <br /> ��� No'�I►a�ver.If circumstance�accur that would�ern�it Lender to requi�e ir�r�ediate pa���nt i��iill,but <br /> Lend�r does not require such payments,Le�der does no�wai�e its rights with respect to su�se�ueat <br /> events. <br /> �d} Regui�tionsc�f HUD �eer��tary.In many ci.rcumstances regu�at�ons issued by the�ecr�tary wi11��mi� <br /> L�nder's rights, in�he�ase of payment defaults, �o re�uire �mmediate payment in fu��and foreclose if <br /> �ot paid. This S�curity Instrument does not a�thori2e acceleration or forec�osure if not permitted�y <br /> regulations of the Secre�a.ry. <br /> �e� 1�1lortgage Not I nsu red.Barrower agrees that if this Securit�Instrumen�and the Note are nat <br /> determin�d to b�eligible for�nsura.nce under the Natio��.�Housin�Act v�ithin��days from the date <br /> her�of,Le�n�er ma , a�its o tion,re uir�imrn�dia�e a �nt in fiilt of all sums secured b thi� <br /> FHA Mortgage WITH MERS-NE Re�ised 4I96 <br /> VMP� VMP4N�NE)(13�2�_0� <br /> Wa�#ers Kiwver Fin�n�iaf Servic�s qp33��7pp923 0233 6l7 1(� pa�����14 <br />