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02 -18 -2000 2 0 0 0 U 1 4 6 7 DEED OF TRUST <br />Loan No 1097005 (Continued) <br />MISCELLANEOUS PROVISIONS. The following miscellaneous provisions are a part of this Deed of Trust: <br />Page 6 <br />Amendments. This Deed of Trust, together with any Related Documents, constitutes the entire understanding and agreement of the parties as <br />to the matters set forth in this Deed of Trust. No alteration of or amendment to this Deed of Trust shall be effective unless given in writing and <br />signed by the party or parties sought to be charged or bound by the alteration or amendment. <br />Annual Reports. If the Property is used for purposes other than Trustors residence, Trustor shall furnish to Lender, upon request, a certified <br />statement of net operating income received from the Property during Trustors previous fiscal year in such form and detail as Lender shall <br />require. "Net operating income" shall mean all cash receipts from the Property less all cash expenditures made in connection with the operation <br />of the Property. <br />Applicable Law. This Deed of Trust has been delivered to Lender and accepted by Lender in the State of Nebraska. This Deed of Trust <br />shall be governed by and construed in accordance with the laws of the State of Nebraska. <br />Caption Headings. Caption headings in this Deed of Trust are for convenience purposes only and are not to be used to interpret or define the <br />provisions of this Deed of Trust. <br />Merger. There shall be no merger of the interest or estate created by this Deed of Trust with any other interest or estate in the Property at any <br />time held by or for the benefit of Lender in any capacity, without the written consent of Lender. <br />Multiple Parties. All obligations of Trustor under this Deed of Trust shall be joint and several, and all references to Trustor shall mean each and <br />every Trustor. This means that each of the persons signing below is responsible for all obligations in this Deed of Trust. <br />Severability. If a court of competent jurisdiction finds any provision of this Deed of Trust to be Invalid or unenforceable as to any person or <br />circumstance, such finding shall not render that provision Invalid or unenforceable as to any other persons or circumstances. If feasible, any <br />such offending provision shall be deemed to be modified to be within the limits of enforceability or validity; however, if the offending provision <br />cannot be so modified, it shall be stricken and all other provisions of this Deed of Trust in all other respects shall remain valid and enforceable. <br />Successors and Assigns. Subject to the limitations stated in this Deed of Trust on transfer of Trustor's interest, this Deed of Trust shall be <br />binding upon and inure to the benefit of the parties, their successors and assigns. If ownership of the Property becomes vested in a person <br />other than Trustor, Lender, without notice to Trustor, may deal with Trustors successors with reference to this Deed of Trust and the <br />Indebtedness by way of forbearance or extension without releasing Trustor from the obligations of this Deed of Trust or liability under the <br />Indebtedness. <br />Time Is of the Essence. Time is of the essence in the performance of this Deed of Trust. <br />Waivers and Consents. Lender shall not be deemed to have waived any rights under this Deed of Trust (or under the Related Documents) <br />unless such waiver is in writing and signed by Lender. No delay or omission on the part of Lender in exercising any right shall operate as a <br />waiver of such right or any other right. A waiver by any party of a provision of this Deed of Trust shall not constitute a waiver of or prejudice the <br />party's right otherwise to demand strict compliance with that provision or any other provision. No prior waiver by Lender, nor any course of <br />dealing between Lender and Trustor, shall constitute a waiver of any of Lender's rights or any of Trustor's obligations as to any future <br />transactions. Whenever consent by Lender is required in this Deed of Trust, the granting of such consent by Lender In any instance shall not <br />constitute continuing consent to subsequent instances where such consent is required. <br />Waiver of Homestead Exemption. Trustor hereby releases and waives all rights and benefits of the homestead exemption laws of the State of <br />Nebraska as to all Indebtedness secured by this Deed of Trust. <br />EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND EACH TRUSTOR AGREES TO ITS <br />TERMS. <br />TRUSTOR: <br />X �- <br />an L Harms <br />X L –0-0� ,=t NQ 1.../� <br />Eileen F Harms <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF <br />SS <br />COUNTY OF ) <br />On this day before me, the undersigned Notary Public, personally appeared Dean L Harms and Eileen F Harms, to me known to be the individuals <br />described in and who executed the Deed of Trust, and acknowledged that they signed the Deed of Trust as their free and voluntary act and deed, <br />for the uses and purposes therein mentioned. L-le b Giv en under my hand and official seal this t"J day 9q n l� , 20LO_. <br />LJGENERAL NOTARY -Stale of Nebraska <br />SHERRI L. O'CALLAGHAN <br />My Comm. Exp. Sept. 28. 2003 <br />