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Notary •ublic <br />Mind Gilbe son <br />My commission expires: 05/16/2016 <br />Loan Origination Organization: Home Federal Savi ngs and Loan Assn of Grand Isl and <br />NMLS ID: 446443 <br />Loan Originator: Mi ndy Gi 1 bertson <br />NMLS ID: 494665 <br />FHA Deed of Trust -NE <br />Bankers SystemsTM VMP <br />Wolters Kluwer Financial Services <br />GENERAL NOTARY State of Nebraska <br />MINDY (3 ILBER S 2016 <br />S <br />My Comm. Exp. May <br />I!i <br />201505325 <br />Acknowledgment <br />State of Nebraska <br />County /City of 1-{Q(, <br />This instrument was acknowledged before me on August 05, 2015 by Ji 11 A Cl ay, Kendri ck <br />A Clay <br />9/30/2014 <br />VMP4R(NE) (1502).01 <br />Page 16 of 16 <br />