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16. Notices. Whenever Beneficiary, Trustor or Trustee shall desire to give or serve any notice, demand, request <br />or other communication with respect to this Second Deed of Trust, each such notice, demand, request or other communication <br />shall be in writing and shall be effective only if the same is delivered by personal service or mailed by certified mail, postage <br />prepaid, return receipt requested, addressed to the address set forth at the beginning of this Second Deed of Trust. Any party may <br />at any time change its address for such notices by delivering or mailing to the other parties hereto, as aforesaid, a notice of such <br />change. <br />17. Acceptance by Trustee. Trustee accepts this Trust when this Second Deed of Trust, duly executed and <br />acknowledged, is made a public record as provided by law. <br />IN WITNESS WHEREOF, Trustor has executed this Second Deed of Trust as of the day and year first above written. <br />Trustor/Borrower MICHAEL W. SCHROEDER <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged before me this 3rd day of August <br />Michael W. Schroeder, A Single Person. <br />My Commission Expires: <br />1 <br />GENERAL NOTARY • State of Nebraska <br />HOLLY NOTT <br />ogits Comm. Exp. October 27, 2016 <br />STATE OF NEBRASKA <br />COUNTY OF <br />) ss. <br />) ss. <br />The foregoing instrument was acknowledged before me this day of by <br />My Commission Expires: <br />Home Federal Savings & Loan Assn of Grand Island - 449443 <br />Loan Originator Organization & NMLSR ID <br />4826 -5279- 3871.2 <br />5 <br />Trustor/Borrower <br />Notary Public <br />Holly Nott 494666 <br />Trustor/Borrower <br />Notary Public <br />, 2015 by <br />Loan Originator Name Loan Originator NMLSR ID <br />201505237 <br />NIFA HBA Loan/Form H <br />(04/2014) <br />