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2�15�5�91
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<br /> xnformati�n} in connec�ion v�rif.h the L�an. Material representations inc�ude, but are not limited to, repre�entati�ns
<br /> concerning Borxower's accupancy�f the Proper�y as Borrower'�prin�ipal res�denc�.
<br /> 9.Pra�ectian vf Lender's Interest in the Proper�y and Rights Under th�s Securi��Instrument.If(a}Borr�wer �
<br /> Fa�Is ta perf�rm the cavenants and a�reements cnntained�n this Securi�ty�nstrument,�b��here is a legal praceed�ng that
<br /> might si�nificantly ai�ect Lender's in��rest in the Property andlor rights under this Se�urit� rnstrument�such as a
<br /> proceeding in bankrupt�y,prabate,for condemnation or farfeiture,for enforcement af a�ien whi�h may a�tain priarity
<br /> ��er this Securi�y Instrumen�or to enfo�rce laws ar regula�ians},or�c�Borrawer has abandoned�he Proper�y,�hen Lender
<br /> ma�do and pay for what�ver is reasonable or appropriate ta pro�ec�Lender's interest in the Fr�per�y and righ#s unde��his
<br /> Se�urity Instrument,including prote�ting andlo�assessing the value Qf the Fraperty,and s�cur�ng andlo�r repairing th�
<br /> Pro�erty.Lender's actions can�nclude,b��are no��irnited to:�a�paying any surns secured by a iien which has pric�ri�y
<br /> over this Se�urity Instrument;�b}appearing�n c�ur�;and�c}paying reasanabi�a�tv�•n�ys'fees�o protect its intierest�n the
<br /> Pr�p�rty andlor rights under this Security Insfxumen�,inc�uding�ts s�cured pasit��n in a bankruptcy proc�ed�ng.Securin�
<br /> the Property includes,but is not lirni�ed to,entering the P�aperty to make repairs,change locks,replace or b�ard up doors
<br /> and windaws, drain water firom pipes,elimina�e bu�zlding or flther code violations or dangerous c�nditions,and ha�e ;
<br /> utili�zes turned on ar aff.��thou�h Lender rnay take ac�ian under�his Sect�an 9,Lender d�es no�ha�ve�o do s�and is n�t
<br /> under any du�y or obli�ation to da so. It is agreed that Lender inGurs no tiability for not taking any or all activns 1
<br /> authorxzed under thxs Se�ti�n 9.
<br /> Any a.mounts disbu�-sed by Lender under this Section 9 sha11 become addxtxonal debt of Bvrrawer secured by�his
<br /> Secur�ty Ins�rument. These amounts sha�l bear interes�at�he N�te ra�e fram fihe da�e af disbursement and sha�.� be
<br /> payable,wi�h such interest,upon natice f��m Lender to Barrower rec�u�s�ing paymen�,
<br /> Ifth�S Secu�i�y 7ns�rurnent is�n a Ieasehold,Barra�ver sha�l c�mply w��h al��he pro�isivns ofthe lease,IfBorrower '
<br /> acquires f�e titl�to�he P�oper�y,the leasehald and the fee�it��sha�l not merge unless Lender agre�s to�he rnerger in
<br /> v�iting.
<br /> 1�.Mar�gag�Insurance.IfLender re�uiared Mar�gage 7nsurance as a condition af making the Loan,B�r�rower shall
<br /> pay the p�ernzums required to mainta�n the Mar�gage Znsurance in effect.�f,for any rea.son,the Martgage Insurance
<br /> co�erage rec�uired by Lender ceases to be available frnm the m�rtga�e insurer that previflusly p�ov�ded�u�h insurance
<br /> and Borrower u�as required tv make separate�y designa��d paymen�s�ovrrard the pr�miums far Mortgag�Insurance,
<br /> �3arro�ver sha�� pay �he prern�urns required to obtain caverage subs�antially equi�alent ta �he M�r�gage Insuranc�
<br /> pre�iousiy in effe�t,a�a cost substant�al�y e�ui�alent t�the cost�o Sarro�nre�af the Ma�gage Insu�ance previously in
<br /> effec�,from an al�ernate mort�age insurer selected by Lender,If substara�iaiiy ec�uivalent Mor��age Insuranc�ca�erage is
<br /> not a�aiiable,Borrow�r sha�i continue ta pay��Lender the amount af the�epara�eiy designa�ed payments�hat were due
<br /> �rhen �he insurance coverage ceased�� be in effec�. Lender ��viii accept, use and retain these payments as a n4n-
<br /> refundab�e loss r�ser�e in��eu afM�r�gage Insuran�e.Such loss reser�e sha��be non-refundable,not�r��hstanding the fact
<br /> that the Laan is ultimately pazd in full,�nd Lend�r shall not be required�o pay Barrower any�nterest or earnings on such
<br /> Ioss rese�ve.Lender can no Ionger require loss reser�e payrnen�s if Mortgage�nsurance�overage��n�he am�unt and for
<br /> the period that Lend�r requires)pro�ided by an insur�r selec�ed�y Lender again becomes a�ailab�e,is obtained,and ,
<br /> Lender rec�u�r�� separately designated payments tvward�he premiums for Mor�gage Insurance. �f Lend�r �required
<br /> V�o�tbag� Insurance as a c�nd���on of rna.icing the Laan and Borra�v�r was required to make separa�ely designated
<br /> pa�men�s�o�nra�d the premiums f�r Mor�gage Insura�nc�,Boxrovver sha�l pay�h�p�emiu�ns requ�red ta maintain Martgage ,
<br /> Insurance in effect,ar to pro�ide a nan-refundab��Ioss reserve,until Lenderys requirernent f��Ulortgag�Insurance ends
<br /> �n ac�ordance with any written agreemen� between Borrower and Lender p�aviding far such tern�ina�ion or untit ,
<br /> termination is requ�red by App�icabl�Lavv,l�l�vthinb in this Secti�n��affec�s B�rr�wer's obligation to pay interest a�the
<br /> rate pr�vided in th�Note.
<br /> Martgage�nsurance reimburses L�nder�ar any en�ity tha��urchases the Note}far cer�a�n las�es it may incur if
<br /> Borrau�er does not repay the L�an as agr�ed.Borrov�er is nflt a par�y ta�he M�rtgage Insurance.
<br /> Mort�age�nsurers evaluate their�atal risk on aII such insurance in force fr��n time t�t�me,and xnay enter in�o
<br /> agreements w��h other parties that share or mad�fy�heir r�sk,�r reduce loss�s. T�aese agreements are an terms and
<br /> �onditians�hat are satisfac�ory to the ma�tgage insurer and the oth�r part� �o�part�es}�o these agr�emen�s.The�e '
<br /> NEBRA�KA-5�ngle Family-Fannie MaelFreddie Mac�NiFaRNi INSTRUMENT with MERS Forrn 3��8 7IQ1
<br /> Page 7 ot�3 � �
<br /> ias,�r,c. Bvrrawer s �ni�ials� �
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