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��15�5�91 <br /> �ns�rumen�.MERS is�xgan��ed and e�isting unde�r the lavvs af De�awar�}and has an address and te��phan�raurnber�f <br /> P.i].Box 2��G,F�int,N��4854�-�UZb,�el.�SS$�679-M�RS. <br /> �F�"Note"means�he promiss�ry note signed by Bor�ow�r and dat�d Jul�3D,2U15.The Nate sfates tha�Borr���er�wes <br /> Lender a��H�UNDRED SE'VENTYw�IVE TI��USANI3 AND 1�I�11�4 T�o��ars�U.S,$175,ODU.U4}p�us in��res�. <br /> Borrovver has pr�m�sed ta pay this d�bt in regu�ar Periodic Paymen�s and to pa�the deb�in fixl�not la��r than September <br /> 1,��35. <br /> (G�"Propert�"�n�ans�he pr�per�y�ha�is described belaw under�he heading"Transfer of Ri�;h�s in the�roperty." <br /> �H}"Loan"means t�e debt�viden�ed�by the IVote,plus interest,an�pre�aymen�Ghar�es and la�te charges due under the <br /> �Iate,and ali sums due under this Secu�ity�nstrument,p�us in�erest. <br /> �I}�`R�ders"meax�s all Riders ta thi�Security�ns�rum�n##hat are e:�ecuted by$orrower.The fo�Io�r�ng R.iders are�a <br /> be exe�uted by Bo1-�avrrer�ch�ck b�x as appiicab���: <br /> ❑ Adjustab]��a��Ride�- C] �ondflrninium Rider ❑ Second Hom�Rider <br /> ❑ Ba�loon Rider ❑ Fla�ned Unit De�el�pm�nt R�der ❑ �A R�der <br /> ❑ 1W4 Family Rider ❑ Biweek�y Payment R�der <br /> ❑ aiher[Sp�cify� <br /> �����App��cable Law"means a11 cantrolli�.�applicable,federal, state arad IQ�aI statu�e�,r�guiations,nrdinances and <br /> administrative rules and orders �that have the effe�t o��aw}as w�li as aII a�plicab�e final, non-a.pp�alaU�e judiczal <br /> opinians. <br /> (I�}�=Community Assac�ation I�ues,�ees,and Assessments"rneans al]dues,fees,ass�ssmen�s and o�h�r charge�that <br /> ar�imposed on Borr�vver t�r the Pro�er�y by a candominiurn assoc�ation�hameown�rs ass�ciation ar�imi�ar organi�a��an. <br /> �L�"Elec�ronic Fun�s Tran�fer"mea.ris any transfe�r of funds,other�han a transacti�n arigin�.ted b�che�k,draft,o� <br /> sirnilar paper ins�rument,which xs in�tiate�throu�h an e1�c�ranic terrninar,te���hanic ins�rument,coxnput�r,or magnetic <br /> tape so as to order,insfruc�,or auth�xi2e a financial itastitution to debit ar credit an a�cour�t.Such term�nclud�s,but is not <br /> �irx�ited to,point�of-sal�transfers,aut�ma�ed tel��r machin�transa�tions,firansfers�ni�ia�ed�y telephone,uiire�ran�fers, <br /> and automa#�d c��a�inghous��ransfers. <br /> �M}��Escraw��erns}'means those items tha�are desc�ibed in Sec�ion 3. <br /> ��}"M�scellaneaus Praceeds"means any c�mp�nsation,se�lemen�,a�nrard of damages�ar pro�eeds paid by any third <br /> pa��other than insu�ance prac�eds paid under the ca�erages c�escribed in Sect�on 5�far:(i}dama���o,o�d�s�ruction <br /> flf, th� praperty; ��2��onder�na�i�n or other takin� af aIl or any par� �f the Pr�perty; �iii}can�reyance in Iieu of <br /> condemnatian;ar�i��rn��represen�atioris�f,or amissions as to,the�a�ue and]or canditian�f�he Frope�.y. <br /> �U�"��ortgage�nsuran�e'�means insurance protecting Lender aga.inst the nor�paynaent of,Qr defaul�on,�he LQan. <br /> �p�"1'eriadi�paym�nt"means the regu�arly scheduled arnaunt du�for�i}principal and iritierest under�he Note,plus <br /> (ii�an�amaunts under Sec��an 3 of�his 5ecuri�Instrurnent. <br /> ��}�`RESPA"rneans the ReaZ Estate Se�tlement Procedure�Ac�t I� U,5.�. � ���� et seq.� axzd its irn��emen�in� <br /> �eguiatian,Regulation��1� �.F,kt.Pa.r� 1424�, as�he�might be amended fram time to tirne, or any add�tianal o� <br /> suGcessor Ie�islation or regu�a�ian tha#governs the same subjec�rna�ter.As used in this Se�u�ifiy�nstrument,"RESPA" <br /> �e�'�rs�o all requirements and restrictions that are imposed in regard r�a"fed��a���related�rnortg�g�Ioan"even if the <br /> Loan do��nflt qualify as a"federally re�at�d rnaz�gage laan"under RESPA. <br /> �R�"Succes�or rn In�erest vf��rrvrwer"mea,�s any party that has�aken tit�e to�he Pr��erty,vrrheth�r or nat�hat pazt� <br /> has assumed��rx�v�er's obligdtion�under the No�e andlar this Sec��rity�ns�rument. <br /> NEBRASFCA-Single Family-Fann�e Ma�IFreddie Mac LIiViFaRNI fNSTR�MENT with 11�ERS Farrn 302� 'i1D'1 <br /> Page 2 af 13 <br /> io5,inc. Borrower{5}1n't�ials�' ���� <br /> �- <br />