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� � ��15�5�9U � , Any amQunts disbursed by Lender under�h�s Se�tion 9 sha�l becorne addi�ional debt af Borrower se�ured by th�s S�;urxty Instrument, These amounts shall bear interest a�the Note ra�e frorn�he da�e of d�sbuxsernent and shall be pa}�able, with such in�eres�, u�on natice frorn Lender�o Borra�er requesting payment. �f�his Se�urity�nstrument is on a leaseha�d, Borrower shali camply vv�th ail �he provisions�f the�ease. �f Borrower acyuires fee�i��e�a�he Praper�y, the leasehold and the feC ti�le shall nati merge unlGss Lendcr agrees�o the rnerger in wri�ing. 1 D. M artgage lnsu�ran��. If Lender requ�r�d Martgage Insurance as a cond�t�on�f making the L�an, Borr�w�r shall pay the premi.ums requ�red to main�ain�he Mortgage Insurance in effec�. If, for any reason, the Martgage Insurance�n�erage required b�Lender ceases�c�be avail�b�e from i.h�m�rtgage insurer that pre�iousl�pro��ded such insurance and Barrawer was required�o rnake separately designated paymen�s t�v�ard�he premiums fnr Mor�gage Insurance, Borrovver shall pa�the prerruum�r�yuire�i�:o�btain c�vera�� su�stantia�ly equiWalen��o the Mortgage�nsurance previously in effec�, at a cost subs�an�ial�y equ�valent ta the cast to Borrov�er of the Mortgage Insurance pre�iously in effet:t, from an alt�rna�e mortga��in�urer se�ected by Lender. �f substantially equ��alent Mor�gage Insurance coWerage is n�ti a�ailable, Borrnwer shall �onf�nu�to pay to Lender�he amnun�of�he separately designated payrn�nts that vv�re due when the insuran�e ca�erage ceased ta be in effect. Lender will accept, use and re�ain these paymen�s as a non-refundable loss reser�e in lieu of Mflrtgage Insurance. Such l�ss res�rve Sha1X b�non-r�fundable, natwithstanding the fact that�he Loan is uX��rnately paid in full, and Lender sha�l no��e requ�red�o pay Borrower any interest�r earnings on such loss r�ser��. L�nder can n�longer r�quir�I�ss reserve pa�m�nts if Mor�gage Insurance caverage�in�he amount and for�he period that Lend�r requires}pravided b�an insurer selected h�I�ender again becarnes available, i� ob�aineci, anc�L�nder r�u�res separa�e�y de��gnate� payments�oward�he premiurns for M�rtgage I�surance. �f Lender requ�red Mortgage Insurance as a � condition af ma�ing�he Lnan and�arrower v�as re�uir�to make SeparaLely de5xgna�ed paymenls taward f:he prerniums for Mortgage�nsurance, Borrawer shal�pay the premiums required to maintain M�r�gage Insurance in effect, ar to prov�de a n�n-r�fundable loss reser�e, un�il Lenc�er'S requiremen�f�r M�r�ga�� � Ynsurance ends in accordan�e with any wri�ten agre�ment between Borrower and Lender pro�iding for such � t�rmina�ion or un�il �ermina�ion is requ�red by Appli�;able Lavv. ��thing in this Sec�ion 1�affects B�rrawer's��iga�ion tfl pay in�erest a�th�rate proWided�n the Note. Mar�gage�nsurance re�mburses Lender�or any en�i��tha�purchases�he No�e}for certaan lasses it may zncur if B�rro�nrer d�es n�t repa��he Loan as agre�ci. Sr�rrov�er��not a part�t�the Mortgage In�urance. Mortgage insurers e�alua�e�heir total ri�k on all such insurance in for�e frorn�ime�o tirne, and may enter into agre�ments w�th ather par�ies tha�share ar rnod�fy�heir ris�, or reduce losses. These agreements are an terms and cond�t�ons�hat are satisfac�ar�to�he rnor�ga�e insurer and the other par�y�or parties}tia these agreements. These agreemen�s may require the mortgage insurer to rnake payments us�ng an�r source of funds that the mortgage ir�surer rnay ha�e a�ai�able(which may include funds abtained from Mortgage Insurance pr�miums�. As a r�sul��f th�se agreements, Lender, any�urchaser of�he I�ote, another insurer, any reinsur�r, any other enti�y, �r any affiiiate of any of the foregoing, may receive(directly ar indirec�ly�arnoun�s tha� deri�e from�or might�e charac��rized as}a portion of Borrov�er's payments for Mor�ga�e In�urance, in exchange for sharing or modifying�h�mortgage insurer's ris�, o�reducing lasses. If such agreement provides that an affiiia�e of Lender�akes a share�f the insurer's risk in exchange f�r a�hare of th� premiums paid to�he insurer, the arr�ngemen�is af�en termed "cap��v�reinsurance." Further: 7134fl58747 NEBRASKA•5ingle Family-Fannie Mael�re�die Mac UNI�DRM fN5TRLIMENT WITH MERS �orm 3a28 11�1 VM P Q VM P6A(NE}��302� Wa[ters Kluw er Financial 5ervices Page 9 of 17 .