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Recording information: Mortgage dated 05/(291c� , in principal sum of <br />'1$ . g0 .ADO , and recorded in HQ ( N 6 (County and State or <br />Other Jurisdiction) onO5 t-9 /,.003 , in Liber /Book , Page(s) <br />Instrument Number 02603 06 Si 7 <br />Important Disclosures: The Federal Housing Administration (FHA) requires that <br />Lender provide you with information designed to help you understand the modified <br />mortgage terms that are being offered to you. Lender is required to provide you with <br />clear and understandable written information about the terms, costs, and risks of the <br />modified mortgage in a timely manner to enable Borrower to make informed decisions. <br />This information is included below. Please read it carefully. <br />If my representations in Section 1 below continue to be true in all material respects, <br />then this Loan Modification Agreement ( "Agreement ") will, as set forth in Section 3 <br />below, amend and supplement (1) the Mortgage on the Property and (2) the Note <br />secured by the Mortgage. The Mortgage and Note together, as they may previously <br />have been amended, are referred to as the "Loan Documents." Capitalized terms used <br />in this Agreement and not defined here have the meaning given to them in the Loan <br />Documents. If there is more than one borrower or mortgagor executing this document, <br />each is referred to as "1" Words signifying the singular (such as "I ") shall include the <br />plural (such as "we ") and vice versa where appropriate. <br />This Agreement will not take effect unless the preconditions set forth in Section 2 <br />below have been satisfied. <br />1. My Representations. I certify, represent to Lender, and agree as follows: <br />A. The Property has no more than four units. <br />B. The Property currently has no materially adverse physical condition(s). <br />C. I intend to continue to live in the Property as my primary residence. <br />D. I do not have any other FHA - insured mortgage. <br />E. I am in default under the Loan Documents. My default under the Loan <br />Documents resulted from my verifiable (1) loss of income or (2) increase in <br />living expenses. <br />F. I currently have sufficient income to support the financial obligations under the <br />Loan Documents, as modified by this Agreement. <br />G. I have disclosed all income that I receive. I have provided Servicer with all <br />requested financial information. However, I am not required to disclose any <br />child support or alimony that I receive, unless I wish to have such income <br />considered to qualify for the Plan. <br />H. Under penalty of perjury, all documents and information I have provided to <br />Lender in connection with this Agreement are true and correct. <br />I IIII II III II III II III 11111ge 2 4 1111111III II III 11111 INi224! 11111 46 PKG IIII1 II1I1 11111 11111 1111111111 INi 1 01 / 1 1103 11 11111111 6 II III 11111 11111 11111 <br />Pa <br />201505280 <br />