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THIS DEED OF TRUST ( "Security Instrument ") is made JANUARY 23, 2001 The trustor is <br />LADON H. ZAUGG AND CAROL J. ZAUGG, HUSBAND AND WIFE <br />( "Borrower "). The trustee is <br />FIRST AMERICAN TITLE INSURANCE COMPANY <br />( "Trustee "). The beneficiary is MOUNTAIN WEST FINANCIAL, INC. <br />a corporation which is organized and existing under the laws of <br />CALIFORNIA and whose address is 1902 ORANGE TREE LANE #140 REDLANDS, 1902 <br />ORANGE TREE LANE #140 92374 ( "Lender "). Borrower owes Lender the principal sum <br />of FIFTY -SEVEN THOUSAND FORTY -NINE AND 00/100 <br />Dollars (U.S. $ 57, 049.00 ). This debt is evidenced by Borrower's note dated the same date as this <br />Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on <br />FEBRUARY 1, 2031 . This Security Instrument secures to Lender: (a) the repayment of the debt <br />evidenced by the Note, with interest, and all renewals, extensions and modifications; (b) the payment of all other sums, with <br />interest, advanced under paragraph 6 to protect the security of this Security Instrument; and (c) the performance of Borrower's <br />covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage, <br />grant and convey to Lender the following described property located in HALL County, Nebraska: <br />THE SOUTHERLY NINETY TWO (92) FEET OF LOT EIGHT (8), BLOCK ONE HUNDRED TWENTY -SIX <br />(126), KOENIG & WIEBE'S ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. <br />which has the address of 906 WEST KOENIG STREET, GRAND ISLAND [Street, City], <br />Nebraska 68801 [zip Code] ( "Property Address "); <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, rights, <br />appurtenances, rents, royalties, mineral, oil and gas rights and profits, water rights and stock and all fixtures now or hereafter a <br />part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is <br />referred to in this Security Instrument as the "Property." <br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to <br />mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower <br />warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of <br />record. <br />1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, and interest on, the <br />debt evidenced by the Note and late charges due under the Note. <br />FHA Nebraska Deed of Trust - 2/91 <br />DOC12NEl Page t of 6 <br />DOCU2NSI.VTX 12/21/2000 <br />m <br />=� <br />When Recorded Mail To: <br />n <br />m <br />to <br />` <br />c7 cr) <br />MOUNTAIN WEST FINANCIAL, INC. <br />0 <br />n Z <br />3 <br />�� <br />f <br />° >- <br />O <br />co <br />;g <br />= <br />D p <br />.-, <br />ry <br />ffi <br />1902 ORANGE TREE LANE #140 <br />�'� <br /><? <br />rn <br />O <br />9 <br />q� <br />REDLANDS, 92374 <br />Pit <br />-n <br />O <br />CO2 <br />4`�' <br />ill <br />-rl 7�1 <br />F� <br />rrt <br />c. <br />rn <br />200100618 <br />0 <br />c <br />[Space Above This Line For Recording Data] <br />SD <br />ZAUW <br />DEED OF TRUST <br />NUMBER: 0502001 <br />CAE NUMBER: 32112095219 <br />- 703 <br />THIS DEED OF TRUST ( "Security Instrument ") is made JANUARY 23, 2001 The trustor is <br />LADON H. ZAUGG AND CAROL J. ZAUGG, HUSBAND AND WIFE <br />( "Borrower "). The trustee is <br />FIRST AMERICAN TITLE INSURANCE COMPANY <br />( "Trustee "). The beneficiary is MOUNTAIN WEST FINANCIAL, INC. <br />a corporation which is organized and existing under the laws of <br />CALIFORNIA and whose address is 1902 ORANGE TREE LANE #140 REDLANDS, 1902 <br />ORANGE TREE LANE #140 92374 ( "Lender "). Borrower owes Lender the principal sum <br />of FIFTY -SEVEN THOUSAND FORTY -NINE AND 00/100 <br />Dollars (U.S. $ 57, 049.00 ). This debt is evidenced by Borrower's note dated the same date as this <br />Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on <br />FEBRUARY 1, 2031 . This Security Instrument secures to Lender: (a) the repayment of the debt <br />evidenced by the Note, with interest, and all renewals, extensions and modifications; (b) the payment of all other sums, with <br />interest, advanced under paragraph 6 to protect the security of this Security Instrument; and (c) the performance of Borrower's <br />covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage, <br />grant and convey to Lender the following described property located in HALL County, Nebraska: <br />THE SOUTHERLY NINETY TWO (92) FEET OF LOT EIGHT (8), BLOCK ONE HUNDRED TWENTY -SIX <br />(126), KOENIG & WIEBE'S ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. <br />which has the address of 906 WEST KOENIG STREET, GRAND ISLAND [Street, City], <br />Nebraska 68801 [zip Code] ( "Property Address "); <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, rights, <br />appurtenances, rents, royalties, mineral, oil and gas rights and profits, water rights and stock and all fixtures now or hereafter a <br />part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is <br />referred to in this Security Instrument as the "Property." <br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to <br />mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower <br />warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of <br />record. <br />1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, and interest on, the <br />debt evidenced by the Note and late charges due under the Note. <br />FHA Nebraska Deed of Trust - 2/91 <br />DOC12NEl Page t of 6 <br />DOCU2NSI.VTX 12/21/2000 <br />