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��15�5111 <br /> requ�red by R�SP�, and Borrower sha�l pay to Len�er the amount n�cessary�o ma.�e up�he defic�enc�in <br /> ac��rdan�e with RESPA, but�n no m�re than 1�mon�h�y pa�rm�nts, <br /> Upon payrnent xn fu�l of���sums secur�d by�his Secur��y Ins�rumen�, Lender sha��pr�rnp�ly r�fund�o <br /> Borrnwer any Funds held by L�nder. <br /> 4. �harges: Liens, Borrovver shall pa�a�l taxes, ass�s�men��, charges, fines, a.r�d�mposi�ions attributabl�t� <br /> the Pr�perty whzch can attazn priority aver�his Security �nstrurn�nt, leaseh�id payrnents or ground rents on <br /> the Property, if any, and�ammunity Associa�ion Dues, F�ees, and Asses�ments, �f any. Ta the ext�nt that <br /> �hes��t�ms ar�Escrow�tems, Borrower shal.�pay th�rn in th�manner proWided in Sec��an 3. <br /> Borrawer shall prompt��d�scharge an�lien�vhi�h has priority o��r�his Security�nstrument un��ss <br /> Borr�wer: �a}agre�s in v�rrzting t��he payment of th�obli�a�zon secured by�he�ien in a manner a�ceptab�e <br /> to L�nder, but anl�so long as B�rr�wer is perform�ng such agreement; �b}cflntes�s the�ien in goad faith�y, <br /> ar defends aga�ns�enforcement of th�lien in, �egal prfl��edings which�n Lender's opinion operat�to prevent <br /> �h�enforc�rnent of the�ien v�rhi�e thas�pr�c�edings are pend�ng, but only un�il su�h pr�c�eding� are <br /> conc�uded; �r�c}secures from the ho�der�f the Iien an agr�ernent satisfact�ry to Lender subordinat�ng the <br /> l�en�a this Secur��y�nstrument. If Lender determines��at any part�f th�Prflperty is subject to a�ien wh�ch <br /> can attain priori�y av�r this S�curity Instrument, Lender may g�ve Borrow�r a notic��dent�fying the Ii�n, <br /> �'VVzth�n ��days af the da�e on�vh��h tha�no���e is gi��n, B�rrovver shall sati�fy the l�en ar take one or mare <br /> af the act�ons set far�h abave in�h�s��cti�n 4. <br /> L�nd�r may require Barro�ver to pay a�ne-�ime charge for a rea�esta�e ta�verif�cation andlor repor�ing <br /> s�rv�ce used h� Lender in c�nne��ion w��h this L.oan. <br /> 5. Proper#y �nsurance. Barrflv�er sha��keep�he improvemen�s now e�is�ing or hereafter erec�ed�n th� <br /> Proper��i�sured aga�nst loss by f�re,hazards�nc�uded w�th�n the term "ex�ended coverag�," and any other <br /> hazards �ncluding, but no�l�m�ted to, earthquakes and floads, for�vh�ch L�nd�r r�quires insurance. This <br /> �nsurance shali be mainta�ned in�he am�unts�includ�ng d�duc�ible�ev���}and for�he periods that L�nder <br /> r�quires. �ha�Lender requ�res pursuant to the preceding sent�nces can chang�dur�ng th��erm of the Laan. <br /> The�n�urance carrier providxng the�nsurance shall��chos�n by Borr�v�rer subj�ct to Lender's right t� <br /> d�sapprove Borrower's�hoice, v�hich right shali not be ex�rc�sed unr�asanabiy. Lender may requir� <br /> Borrov�er xa pay, in connection w��h thi�Loan, e�ther: �a}a one-t�me�harge far flood zon�de�ermznati�n, <br /> Certificatian and tracl��ng services; o�r�b} a�ne--t�me charge far flood�one d�terminat�tin and c�r�zf�catifln <br /> s�rvices and subs�qu�nt charg�s each��me�remapp�ngs�r sirnilar changes accur wh��h�r�asonably rr�ght <br /> affect such determi.na�ian ar cer�ifica�ian. B�rrawer shal�als�be responsible for the payment of an�fees <br /> impas�d by�he Federal Emergency Management Agency�n connec�ion tivith the r��iew af any fl��d zone <br /> determination result�ng frarn an obj ect�on by Borr��r�r�r. <br /> �f Barrawer fails to ma�ntain any of�he cov�rages described aba�e, Lender may ob�ain insurance coverag�, <br /> at Lender's apt��n and Barr��ver's expens�. L�nder is un�er na obligation�a pur�hase arxy partzcu�ar�ype or <br /> arnount af coverage. Th�refore, such�o�erage shall co�er Lender, but might or mught na�pra�ect Borrow�r, <br /> B�rrovver's equity�n th�Pr�perty, �r th�c�nten�5 of the Proper��, against any risk, ha�ard or�iability ar�d <br /> migh�provide great�r or iess�r coverage�han was pre�iaus�y zn effec�, Borrower ac�now��dg�s�ha�the��st <br /> of�he�nsurance co�erage sa ab�ained migh�s�gn��cantly exceed the c�s�of insurance that B�rrower cfluld <br /> have abtained. Any amounts d�sbursed by Lender ur�der thzs 5ect�on 5 shal�become addit�ona�debt of <br /> B�rro�er secured�y this Se�urzty�nstrum�n�. The�e amounts sha11 bear inter�st a�the N�te rate Tram�he <br /> da�e of d�s�ursement and sha�l be payabley with such interest, upon na�ice fr�m Lend�r�o Borrower <br /> request�ng pa�ment. <br /> NE8RA5KA-5ingte�amiiy-Far�nie MaelFrsddie Mac UNI�aRM INSTRUMEhIT �vrm 34�8 11❑1 <br /> VMP(s�] VMP6�NE1(1302� <br /> Wolters Kluwer�inancia!5er�ices Page 5 of 7 7 <br />