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��15�5D73 continue to pay to Lender the arnaun�of th�separate�y d�signated pa�men�s that were due when the insurance�ov�rage ceased ta be in effect. Lender wx��accept, use and retain�hese payments as a nfln--refundable l�ss r�serve�n lieu�f Mor�gage�nsurance. S�ich Ioss reser�e shai�be n�n�refunda��e, notw��hstanding the fact tha�the Laan is ultimately pa�d in full, and Lender sha11 nat be required to pay Borrov�er any in�eres�or earnings an such�05�reser�re. Lender can no long�r require Ioss res�r�e paymen�s if M�r�gag��nsurane�coverage�in�he amount and far the period that Len�er requ�r�s}prov�ded by an in�urer sele�ted by Lender a�ain he�omes availab�e, �s❑�tained, and Lender requires separately designa�ed payrnents toward the pr�miums for Mortgage�nsurance. �f Len�er r�quired Mar�gage�nsurance as a canditi�n of rnak�ng the Loan and Borro�rer was required�o make separately de�igna�ed payments��ward�he prem�u�ns for Mor�gag��nsuranc�, B�rrawer sh��I pay the premiums required to maintain Mor�gage Insuran�e�n effect, or�o prfl��de a non-refunda�le lo�s reser�e,un�� Lender's requirem�n�for Martgag� �nsurance ends in accardanGe w��h any wri��en agr�emen�be�ween Borro�er and Lender provid�ng f�r su�h �erm�na�ion nr un��l �erminati�n is r�quired by Appiicahl�Lav�. Noth�ng i� this Sec��on ��affects Borrower's ab�igation to pay interest at the ra�e prov�ded in the Note. MQr�gage�nsurance reimburses Lender�or any entity��iat pur�hases the Nate�for cer�ain�osses��may xncur zf Barrotiver daes not repay�he Loan as agr�ed. B�rrower is not a par�y to�he Mflr�gage Insurance. Mortgage�nsurers�va�uate their tota�risk�n all such in�urance in force frorn�ime to��me, and may enfer �nta a�reem�nts wi�h other par�i�s that share or rnodify��e�r r�sk, or reduc�I�ss�s. Th�se agreements ar�on �erms and conditians that are sat�sfactary to the rnor�gage in�urer and the o�her pat�y (or parties}��hese agre�ments. These agreernents may require the mor�gage insurer ta make payments us�ng any sour��f funds that the mortgage insur�r may ha�e a�a�lable �wh�ch ma��nclude funds�btained from Mor�gag�Insurance prem.�.ums}. As a resul��f�hese agreements, Lend�r, any purGha�er of�he Note, anoth�r insurer, any reznsurer, any o€her entity, or any affilia�e af any of�he forego�ng, may rece��ve�directly or indirec��y} amounts that der��re frorn �ar might be characteriz�d as}a por�i�n of Barrower's payments f�r Martgage�nsurance, in exchange for sharin��r modify�ng the m�r�gage insurer's risk, �r reducing l�sses. If�uch agreem�ent pravides tha�an affiliate�f Lender�akes a share�f�he insur�r`s r�sk�n�xchange for a share of the prem�ums paid to the �nsurer, th.e arrangement is�ft�n�ermed "cap�ive re�nsurance."' Fuzrther: �a3 Any such agreernen�s w��nat affe��he amoun�s�ha�Borrower has agreed to pay for Mortgage Insr�r�nce, �r�ny a�her terms oF�he Laan. Su�h agreemen�s w�I�nof in�re�se�h�ama��n� Sorrower will aw�fvr Martgage Insurance, and they v��no�enti��e B�rrow�r to any re�und. �h} Any such agreements w��l no�affec��h�right�B�rrower ha��f any�-w�th r�spec�to the Mar�gage Insurance under the Horneowners Pro�e��ion Act af 199$or any ather�aw. These ri�h�s rna��nc�ud�the right�a re��iv��er�a�n di�sc��sures, tn reques�and o��ain can��at�v�.of the M�r��a�e Insurance, t�ha�e�he N�ortgage Insurance term�nated automa��cal�y, andlor to re�eive a refund af any Martgage Insurance premiurns that were unear�.ed a�the t�me of such cancellati�n or�ermina�ion. "I�. Assignment af t1llisce!lanevus Pro�eeds; Fvrf�iture. A�I Misce�ianeous Pr��eeds are hereby ass�gned�� and shal�be paid to Lender. �f�he Property�s damag�d, such Miscellaneous Proceeds sha�l be appl�ed to res�Qratiion or repair of the Property, if the r�stora�ion or repair is e�Qnorni�a�ly feas�b�e and Lender's securi�y�s no�lessened. �]ur�ng such repair and restoratian periad, Lender sha��have the r�ght t�h�1d su�h Mi�cellaneaus Pro�eeds un��l Lender ha�had an oppor�unity ta inspec�such Property�o ensure the work has been cornple��d tQ Lender's N�BRASKA-Single Family-f"annie Mael�reddie Mac L1N1�C7RM INSTRUMENT Farm 3028 7141 VMP�y VMPfi�NE)��3�2) Walters K�uwer Fir�ar�cia�5er�i�es Page 9 of 17