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��15�5D73 <br /> �C} "Lend�r" �s Home Federa� Savi r�gs and Loan Assn of �rand I sl and <br /> Lend�r i�a 5avinc�s and Loan <br /> �rgan�Led ar�d exzsting under the laws of Th� Stat� �f N�brask� . <br /> L�nder's addr�ss is ��1 South Locust St Grand Is�and NE �88�1 <br /> Lender xs the b�ne��ciary under this Security�nstrum�nt. <br /> [a� "Trustee" is Arend R Baa�k, Attorney <br /> �E� "Nvte" rneans the�rornissory note s�gned by Borrower and da��d J u�y Z l, Z 4 l5 , The No�e <br /> states that Borrower awes Lend�r SEVEI�TY THOUSAND ANl3 fl�I l4� <br /> Dal�ars �U.S. $70,D��.D� }p�us �nterest. B�rr�vver has pramised to pa�this debt in regu�ar <br /> Perzodzc Paym�nts and�a pay�he deb�in ful�not�a�er than At�gust 1, 20�5 . <br /> {F} "Property" means the proper�y that�s descr�bed belo�r under Che headzng "Transf�r af Rights in the <br /> Pr�per�y." <br /> �G� "Laan" m�ans the debt evid�nGed by th�Note, plus int�r�s�, any pr�payment charges and late�harg�s due <br /> under�he Note, and alI sums€�ue under�h�s S�curi��Instrument, plus in�erest. <br /> �H} "R�ders" m�ans all Riders ta�his S�curz�y Znstrument that ar�executed by Barrav�er. T�ie fol��win��iders <br /> are�o be ex�cu�ed by Barrov�er �ch�ck bax as app�zcab�e]: <br /> 0 Adjllsta�le Ra��Rid�r 0 Candom�nium Rid�r �Second Home Rider <br /> [� Bal�oon Rider 0 Planned Uni�Developrnent Rider 0 1-4 Fami�y R�der <br /> 0 VA Rider �Biv�reekly Payment Rider ��ther�s} �specify] <br /> �I� "Applicab[e Law" means a��cantro���ng app�icable federal, state and�ocal statutes, regu�a�xan�, ordinances <br /> and adrnunistrative rules and arders ��ha�ha�e the effect of law}as well as aIl app�icabie final, nonwappeaiable <br /> �ud�cia�op�n�ons. <br /> �J� "C�mmunity Assvciativn Dues, Fees, and Assessments" m�ans all dues, f�es, assessm�nts and oth�r <br /> �harges that are imposed an Bar�a�ver or�h�Pr�per�y b�a condominium associatian, hom�own�rs <br /> assoc�at�on or simi�ar organ�za��on. <br /> 4 K� "Electroni� Funds Transf�r" rneans an�transfer of funds, other�han a transaction arigina��d�y ch�ck, <br /> draft, or sirnilar pap�r�nstrument, which is init�a�ed thraugh an elec�ron�c term�'tna�, te�ephon�c �nstrument, <br /> computer, or magnetic tape so as�o order, instruct, or auth�r�2�a f�nancial ins�i�utxon tQ d�b��or Gredit an <br /> acc�unt. Such term includes, �ut is n�t��mi.ted t�, point-af-sale transfers, automated�e�ler machine <br /> transact�ons, transfers initiated by tel�ph�ne, w�re�ransfers, and aut�mated clearinghouse transfers. <br /> �L} '"Es�row �tems" means those�tems�ha�are descrzb��.�n Sect��n 3. <br /> �M} "Mis�ellaneous Proceeds" mean�an�campensation, se�.t�ement, avvard of damages, ❑r proceeds pa�d�� <br /> ariy �hird part�tather than�nsurance proceed�pa�d und�r�he coverages de�cribed�n Sect�on 5} for: ��} <br /> damage�o, ar d�s�ructzon of, �he Pr�perty; �ii� condemna��on a��ther�aking af aI�or any part of the <br /> Prap�r��; �i�i}c�nveyan�e in lieu af condemnati�n; or�i�}misrepres�ntat�ans�f, nr omi.ss�ans as �a, th� <br /> �a�ue andlor c�ndi�ion of the Pro ert . <br /> N�BRASKA-Single Family-Fannie MaelFr�ddie Mac�NIFORM INSTRfJMENT �arrn�428 i ID1 <br /> VMP Q VMP6�NE}413D�y <br /> Walters Kluwer�inancial Ser�i�es Page 2 of i 7 <br />