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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />- BOR OWER <br />Va <br />- BORROWER - <br />STATE OF ! <br />COUNTY OF <br />The <br />VALERIE A. <br />JEFFREY D. CHMELKA <br />VALERIE A. CHMELKA <br />GENERAL NOTARY - State of Nebraska <br />MARNIE SCHAGER SUNDERMEIER <br />25tti Comm. Exp. Sept. 8, 2015 <br />ment was acknow <br />by JEFFREY D . <br />HUSBAND AND WIFE <br />MORTGAGE LOAN ORIGINATOR NICK CUNNINGHAM <br />NATIONWIDE MORTGAGE LICENSING SYSTEM AND <br />476271 <br />MORTGAGE LOAN ORIGINATION COMPANY CENTRAL <br />NATIONWIDE MORTGAGE LICENSING SYSTEM AND <br />423495 <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />etim 338.26 Page 14 of 14 <br />451504383 <br />ed before me this `' day of <br />KA A /K /A JEFF D bt AND <br />ed <br />Notary Public <br />My Commission Expires: <br />Fi <br />REGISTRY IDENTIFICATION NUMBER <br />NATIONAL BANK <br />REGISTRY IDENTIFICATION NUMBER <br />201504962 <br />Form 30281/01 <br />