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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />anet 'ardi� <br />My Commission Expires: March 2, 2017 <br />- Witness <br />STATE OF NEBRASKA, Hall County ss: <br />The,foregping instrument was acknowledged before me this { day of <br />by Janet E. Pardinas d Jose - a dung my hand and notarial seal at h IM.t1 c Ii std in said County, the date aforesaid. <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />i1 <br />/ilk/ <br />i <br />r ow <br />NEBRASKA - Single Family - Fannie Mae/Freddle Mac UNIFORM INSTRUMENT with MERS <br />Page 13 of 13 <br />IDS, Inc. <br />blic Elizabeth A. Garduno <br />201504957 <br />- Witness <br />Seal 6/1 l s fardit (Seal) <br />- Borrower ose Se/- Luis Pardinas - Borrower <br />r�1'/44 ,i1dd <br />Form 3028 1101 <br />