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��15�455� designa�ed a substitute nofi��e address�y notice to Lend.er. Borr�wer shall promptly notify Lender of Bvrrower's change of addre5s. If Len,der�pecif'ies a prooedur�far reparting Barrower's change�f addres�, then Borrower shall only repo�a change�f address through that specif'�ed procedure. There may be�nly�ne designated notice addr�ss ur�der this Security Instrument at any one t�rne. Any nat��e ta Lender sh�l�be given by deli�ering it or by mai�ing it�y first clas�mail t�Lender's address stat�d herein unless Lender has designated anvther address�y not�ce ta Borrower. Any natice in corme�ti�n vvith this Securifiy Instrument shall not he d�em�d ta ha.ve heen gi�ren t�Lender until actually recei�ed by Lender. If any nati�e required�y this�ecuri�y Instrum�ent is als�required un�er Applicab�e Law, the Applica�le Law requirem,ent will satisfy th��arresponding requirement urvder thris Seeurity In�trum�ent. 1�. G�verr�ing Law; Severability; Rules af Constructian. Thi.s Se�urity Instrun�nt 5hall�e go�erned by federa.l law and the law vf the jurisdi�tion in whi�h the Property is I�cated. All rights and�bligatians con�ned in this Se�urity Instrum�ent are subject to any requirements and limitati�n��f Applicahle Law. Applicab�e Law nugh�explicitly or implicitly allqw the parties to agree by contract or it might he sil�n�, but such silence�hall not be canstrued as a prohibition agains�agreement by c�ntra�t. �n the event that any pravision�r clause of this Security Ins�ument ar th�1�Tote�onfli�ts�v�th Appli�ab�e Law, such eonfli�t shall not affe�ather pr�vis��ns of this Securit�Instrun�ent or the Note which can�e given effect wit�hout t�ie conflictulg provision. AS u�d in this Security Instrum,ent: �a�wards of the rna�culine gender shall mean ar�d i�clude corresponding neuter vvords or vvvrds af t.�e feminine ger�der; �b}wards in the singulax sha��rnean and include th�e plural and vice versa; and�c}the word"may" gives sole disGret��n wi�ut any obligation t4 take any a��.on. 17. BorroweF's Gvpy. Borr��vver sha11 be gi�en an�cap�of the Note and vf this Se�urity�ns�rument. 18. Transfer�f the Pro�erty �r a Benef��ial lr�terest in Bo�row�r. As used in�his S�ction 1�, "Interest in the Praperty" means any 1�ga1 or bene�ici�.l.intenest in the PropertY, inc�uding, hut not�irrllt�d t4, thos� beneficia.l interests transferred in a bond f�r deed, contr�ct for deed, u�stallment sa1e5 con�ract or e�crow agr�eme�rt, the intent of wluch is the transf�r af tit�e�y Barr�w�r at a future d.ate t4 a pur�haser. _ If a114r any part 4f the Pro�r�y or any Int�rest in the Pr+operty is sold�r transferred�ar if Barrower is n�t a naturaa persan and a heneficial interest in Borrower is so�d or tran�fened)without Lender's priar�vritten �onsent,Lender may require�mmediate payment�n full af all sums secured by this Security Instrument. Howe�er, this�ption sha1�nat be exerci.sed�Len�er if such exercise i�proh�hited�y Applicab�e Law. If Leneder exercises this�pti�n, Lender 5ha11 g�e Borrower nat�ce of acce�eration. The notice sha�l pro�ide a �eriod of nat�ess than 3�days from�he date the notice�s given in accordance with Secti�n 15 within which Barrower must pay all sums secured by this Security Instrument. If Borrower fa��s t�pay the�e sums privr to th�expiration of this period, Len�der may invok�any remedies permitted by this Securi#y Instrument withaut fur�her not�ee�r demarbd 4n�orrower. 19. Bvrrawer's Right tv Reinstate After Acceleration. �f Borrawer mee#�certai.n condiiians, Barr�wer shal�have the right to ha�re enfarcern�ent of th�is �curity Instrun�ent�lis��nlinued at any lime prior to the ear��est of: �a}f�ve da.ys�ef�re sale of the Property pursuar�t to any pvwer of sale�onta.ined in this Se�urity Instrurnent; �'b}such a�r period as Applica�le Lavr�might specify for the�erminat�on af Borrower's right to r�nstate; or�c]er�t�y of a judgmerit er�forc�ng this Seeunity InStrument. Th�Se C�nditiOns are t.h�t B��7pwer: (a}pays Lender aI�sums which th�n wguld be due under this S�curity Instrumen�and the Nate as�f no accelera.�ion ha�occurred; �U}cures any default�f any ather co�e�nts or agreements; �c�pays all expenses incurr�d in enf'orcing thi.s Security�nstrument, including,but not limited to, reasona.l�le attomeys' fees, property inspectivn and�aluation fee5, and�ther fees ir�curred for the purpose of protecting Lender's interest 22�051�73fi �VBN� NEBRRSKA-5irtgle Fam�ly-Fannie h+laelFredd�s Ma�11NIF�RA+4 INSTRUMEhfT Farm 3��11D1 V M P� V M PB�N��13U2) Walters Kluwer Financ�al 5ervicas Page 2 of 1?