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01 <br />03 <br />Return To: <br />First National Bank of Omaha <br />1620 Dodge Street Stop Code 3165 <br />Omaha, NE 68197 -3165 <br />Prepared By: <br />Jennifer Meyer <br />1620 Dodge St. <br />Omaha, NE 68197 <br />Loan Number: 1012016 <br />Definitions <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, <br />18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated July 15, 2015 , together with all <br />Riders to this document. <br />(B) "Borrower" is <br />Scott A Birney and Stacy L Birney, Husband and Wife ; <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is <br />First National Bank of Omaha <br />Lender is a National Banking Association <br />organized and existing under the laws of NEBRASKA . Lender's address is <br />1620 Dodge Street Stop Code 3165 <br />Omaha, NE 68197 -3165 <br />Lender is the beneficiary under this Security Instrument. <br />NEBRASKA-Single Family- Fannie MaelFreddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />23 <br />m <br />T1 <br />Deed of Trust <br />n n <br />xv <br />m <br />111111111111111111111111111111111111111111111111111111 IR411 <br />1 111111111111 1 <br />Form 3028 1/01 <br />VMP6(NE) (1302).00 <br />Page 1 of 15 <br />