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��15�4533
<br /> The Funds sha11 be held in an�nstitution vvhase deposits are�nsured by a federai agen�y,instrumentality,or
<br /> entity�including Lender, if Lender is an institution whose deposits are so insured}ar in aay Federal Home
<br /> Loan Bank.Lender sha11 apply the Funds to pay th�Escrow�tems na later than the time spe�ified under
<br /> RESPA.Lender sha�i nat charge Barrawer for holding and app�yin�the Fundss an.aualty analyzing the
<br /> escravv account,ar v�rifying the Escrow Items,unless Lender pays Borro�ver�nt�rest on th�Funds and
<br /> Applic�ble Law permits Lender to ma1�e such a charge.Unless an a�reement�s made in�vriting or
<br /> Appt�cable Law r�quires interest to h�paid on the Funds,Lender sha11 not be requir�d tQ pay Borrower any
<br /> interest or earnings on the Funds.Borrower and Lender c�.n agree in writing,however,that interest sha11 be
<br /> paid on the Funds.Lender shal�give to Borrower,w�thout charge,an annua�accounting of the Funds as
<br /> requued by RESPA.
<br /> If there is a surp�us�f Funds he�d in escrow,as defined uad�r RESFA,Lender shall accoun�to Borrower for
<br /> the excess funds in a�cordance with RESPA. �f there is a sh�rtage of Funds heid in escrotiv,as d�fined under
<br /> R�SPA,Lender sha11 natify Borrower as required by T�ESPA,and Barrvwer sha1�pay to Lend�r the amount
<br /> �ecessaYy to make up the shor�a.ge in accordance with RE SPA,but in no mQr�than 1�monthly payments. If
<br /> there�s a deficiency of Funds held in escraw,as defin.ed under RESPA,Lender sh.a11 n�tify B�rro�er a� ���
<br /> required by RESPA,and Barrower shail pay to Lender the amount necessary to ma,ke up the�ieficiency in
<br /> accordance with RESPA,�ut in no more than 12 month.�.y payment�, .
<br /> Upon payment in fu11 of all sums secured by this Security instrument,Lender shall prompt��refund to
<br /> Borrower any Funds�eld by Lend�r.
<br /> 4. �harges;Liens.Borrovver shall pay a11 taxe�, assessments,charges� �nes, and imposition�a�.ributable�o
<br /> the Froperty which can attain priarity over this Security Instrurnent,leasehold payrnents or graun�i rents an
<br /> the Pr�perty,if any,and�Qmmunity A�sociati�n Du�s,Fees,�.nd Assessments,if any.To the extent that
<br /> these items are Escraw Items,�arrawer shall pay them in the manner provided in Section 3.
<br /> Borro�ver sha11 gr�mptly discharge an�lie�which has priority over this Security Instrument unless
<br /> Borro�er: (a)agree�in writin�ta the payment�f the obligation secured by the lien in a manner acceptab�e
<br /> to Lender,but only so long as B�rrower is performUag such agreement;(b}contests the lien in go�d faith by,
<br /> or defends against enforcement�f the�ien in,legal proc�eding�which in Lender's�pinion operat�to preven�
<br /> the enfor�ement of the lien w�i��those pro��edings are pending,but on�y until such proceedings are
<br /> conc�ude�i;or(c�secures fr�m the halder of the lien an agreement�atisfactory to L�nder subordinating th�
<br /> lien to this Security Instrument.If Lender d�termin�s tha�any part af the Pr�perty is subject to a lien which
<br /> caa atta.in priority 4�er this Security Instrument,Lender may give Borra�ver a notice identifying the 1ien,
<br /> With�n��days of the date on which that no�ice is given.,Barrower sha1�satisfy the lien or take ane ar more
<br /> of the actians set forth above in this Section 4.
<br /> Lender may require B�rrawer ta pay a one-time Gharge f�r a rea�estate�a.x v�rification andlar r�porting
<br /> service used by Lender in cannection�rith this Loan.
<br /> 5. Property Insurance.Barrawer sha11 keep�he improvements no�v existing or hereafter ere�ted on the
<br /> Property insured against�oss by fire,hazards included within the term"extended caverag�,"aad any ather
<br /> ha�a.rds including,but not l�mited to,earthquakes and flaods, for which Lender r�quires insurance.Thrs
<br /> insurance sha11 b�mainta�n�d in the amounts(including dedu�tible 1evels}and f�r the periads that Lender
<br /> require�.What Lend�r requires pursuant t�the preceding sentences can change during the term of the Loan.
<br /> Th�insuranc�carrier provid�ng the insurance sha�I b��hosen by Borro�ver subj ect to Lender's right to
<br /> disappro�e Barro�ver's choice,which right sha11 not be exercised unrea�anably.Lender may require
<br /> Barrower to pay,�n connection with th�s Loan,either; �a)a one-time charge for flood zone det�rminat�on,
<br /> certification and�racking ser�rices;ar�b}a one-time charge for flood zone determination and certificat�on
<br /> NEBfiASKA�ingle Family-Fannie MaelF�ddie Mac UNIFORM INSTRUMENT WITH MERS Farm 3d281101
<br /> VMP� VMPBA[NE}413�2}_OQ
<br /> 1fVa�#ers Kluwer Finanaie�Services Page fi of 1�
<br /> q03341�98794 Q233 417 0517
<br />
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