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��15�4533 <br /> If the Laan i�subj ect to a 1aw which sets rnaximum loan charg�s,anc�that 1aw is fin.a.11y�nterpreted s�tha� <br /> � � the interest or other loan char��s collecte�ar to be c�llected in cannection with the Loan exceed the <br /> perrnitted li�nits,then: �a}any such ioan charge sha�l be reduced by the arnount necessary ta r�duce the <br /> cl�arge ta the permitted limit;and(b}any sums a�read�collected from Borrower which exceed�d permi�ted <br /> �imits wii�be refunded to Borrower.Lender may choose ta ma�e this refund by reducing the principal o�ed <br /> under the Note or b�r making a direct paym�nt to Barrawer.If a refund reduce�principal,the reduction wil� <br /> be treated as a partia�prepaymen��ithout any prepayment charge�whether or nat a prepayrnent charg�is <br /> provided for under the Nate�.Borrovver's acceptance af any such r�fund made by direct payment to <br /> Borrower wi�l constitute a wai��r af any right of action Borrower might ha�e arising out af such overcharge. <br /> 1�. NotiCes.A1�notices gi�en by Borrower or Len�er xn connect�oa with this Securi�y In�trument must be in <br /> writing.Any natice t�Borrawer in connection with this Security Instrument shalt be deemed to have l�een <br /> gi�en to Borrower when mailed by first class mail�r when actual�y delivered to Barrower's notice address <br /> if�ent by other meaas.Notice to any one Borro�er shall const�tute notice to a11 Borra`uers unless <br /> Applicable Law expressly requires otherwise.The n�tice address shait be the Property Address unless <br /> Borr�wer has designated a substitute notice address b�notxce to Lender,Borrawer�ha1l promptly notify <br /> Lender�f Bonower's�hange of address.If Lender specifies a procedure for reporting Borrower's change <br /> af address,th�n Barrower sha11 on�y rep�rt a change of addr�ss through�hat specified procedure. <br /> There may be only one designated notice address und�r this S��urity�n5trument at any one time,Any notice <br /> ta Lender shail be given b}�delivering it or by mail�ng it by first class rnail ta Lender's address stated herein <br /> unless Lender has des�gnate�l another address by aotice to Borro�ver,Any notice in cannection with th�s <br /> 5ecurity Instrument shal�not be deemed�o have been given to Lender until a�tually recei�ed by Lender.If <br /> aa�notice required�ay this Security Instrument is a�sa required under Applicable La�v,�he Applicahle Law <br /> requirement w�tl satisfy the c�rrespandxng requirement under this Security Ins�rument. �. <br /> 'I�. Go�erningLaw; 5evera��lity;Rulesof Constructivn.This 5e�urity Instrument�hall be go�erned b� <br /> federa�la�v and the law of the�urisd�ction in which the Praperty is located.A11 rights and o�ligations <br /> can�a.ined in this Security In.s�rument are subject ta any requirements and li.mitations of Appiicable Law, <br /> App�icable La�v might explic�t�y or imp�icitly a1lo�uu the parties to agree by c�ntract�r it might be silent,�ut <br /> such silence shal�not be con�trued as a prohibition aga�nst agreement by contra�t.In the e�ent that any <br /> pr��rision or clau�e of this Security In.strument or the Note c�nflicts with Applicab�e Law,such conflict sha11 <br /> not affect other pro�visidns of this Security Instrurnent or the�Tate�vhi�h can be gi�en effect�ithout the <br /> conflicting provision. <br /> As used ia this Security Instrument: (a)words af the mascu�ine g�nder shall mean and include carrespoading <br /> neuter�ords ar�vords of the feminine gender;(b}vvords�n the�ingular shall mean and inc�ude�he plural <br /> and vice versa;and�c}the word"may"gives�o1e discreti�n without any obligatian to take an�r action. <br /> 17. Borr�wer's�apy.Barrower sha11 be given ane capy of�he Nate and af th�s Security�nstrument, <br /> '�$. Tran�fer af the Propertyor a Beneficial�ntsrest in Borrower.As used in this�eGtion 1�, "�nterest in <br /> the Property" means an�legal ar beneficial i.nterest in the Property,including,but not limited ira,those <br /> beneficia�intere�ts transferred in a�and for deed,contract for deed,in�tallrnent sales contrac�or escrow <br /> agreement,the int�nt of which is the transfer of title t�y Borravver at a future date to a purchaser. <br /> If al�ar aa�part af the Property or any Interest in the Property is sold or transferred�or if Borro�ver is not a <br /> natural person and a benef cial inter�st in Borr�vver is sold or transferred}withaut Lender's pr�or written <br /> c�nsent,Lender may requir�immediate paymen�in fu11�f all sums secured b�this Security Instrument. <br /> Hawe�er,this aption shall not be exercised by Lender if such exercise is pra�ibited by App�icab�e Law. <br /> NEBRASKA-Sir�gle Family-Fannie MaelFr�eddie Mac 1JNIFORM�NSTRtJAAENT ViIiTH MERS Form 342811d1 <br /> VMP� VMP6A(NE}�13d2].40 <br /> Wolters Kluw�r Financial 5en�ices P�ge 12 af 17 <br /> qo33�a.�gs��4 oz33 �i7 zzl� <br />