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[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />THIS DEED OF TRUST ( "Security Instrument ") is made on February 14th, 2000 <br />MICHAEL A FLETCHER, JR and ROSA E FLETCHER, HUSBAND AND WIFE <br />( "Borrower "). The trustee is Arend R Baack, Attorney <br />( "Trustee "). The beneficiary is Home Federal Savings and Loan Assn of Grand Island <br />C� <br />The trustor is <br />which is organized and existing under the laws of Nebraska and whose <br />address is 221 South Locust St Grand Island NE 68801— <br />( "Lender "). Borrower owes Lender the principal sum of <br />SIXTY EIGHT THOUSAND SIX HUNDRED AND 00 /100 <br />Dollars (U. S. $ 68 , 600. 00 ). <br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for <br />monthly payments, with the full debt, if not paid earlier, due and payable on March 1, 2020 <br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, <br />extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to <br />protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this <br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property <br />located in Hall County, Nebraska: <br />LOT SIX (6) IN BLOCK EIGHTY -FIVE (85), IN WHEELER & BENNETT'S FOURTH ADDITION TO THE <br />CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA <br />which has the address of 124 WEST 15TH ST <br />GRAND ISLAND [City], Nebraska 68801 <br />NEBRASKA - Single Family- FNMA /FHLMC UNIFORM <br />6R(NE) (s21 zl.os INSTRUMENT Form 3028 9/90 <br />Amended 5/91 <br />m VMP MORTGAGE FORMS, (800)521 -7291 <br />Page 1 of 6 Initials <br />[zip Code] ( "Property Address "); <br />[Street] <br />' <br />I <br />a <br />'rn) \ <br />cr: <br />o-t <br />o ZB <br />M <br />= <br />o <br />-a+� <br />vl <br />7C <br />m <br />Co <br />--i rn <br />O <br />T1 <br />co <br />rn <br />QO <br />rr1 1 <br />a co <br />r � <br />co o <br />CID <br />200001387 <br />`" <br />w <br />--v <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />THIS DEED OF TRUST ( "Security Instrument ") is made on February 14th, 2000 <br />MICHAEL A FLETCHER, JR and ROSA E FLETCHER, HUSBAND AND WIFE <br />( "Borrower "). The trustee is Arend R Baack, Attorney <br />( "Trustee "). The beneficiary is Home Federal Savings and Loan Assn of Grand Island <br />C� <br />The trustor is <br />which is organized and existing under the laws of Nebraska and whose <br />address is 221 South Locust St Grand Island NE 68801— <br />( "Lender "). Borrower owes Lender the principal sum of <br />SIXTY EIGHT THOUSAND SIX HUNDRED AND 00 /100 <br />Dollars (U. S. $ 68 , 600. 00 ). <br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for <br />monthly payments, with the full debt, if not paid earlier, due and payable on March 1, 2020 <br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, <br />extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to <br />protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this <br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property <br />located in Hall County, Nebraska: <br />LOT SIX (6) IN BLOCK EIGHTY -FIVE (85), IN WHEELER & BENNETT'S FOURTH ADDITION TO THE <br />CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA <br />which has the address of 124 WEST 15TH ST <br />GRAND ISLAND [City], Nebraska 68801 <br />NEBRASKA - Single Family- FNMA /FHLMC UNIFORM <br />6R(NE) (s21 zl.os INSTRUMENT Form 3028 9/90 <br />Amended 5/91 <br />m VMP MORTGAGE FORMS, (800)521 -7291 <br />Page 1 of 6 Initials <br />[zip Code] ( "Property Address "); <br />[Street] <br />