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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Kent L. Hartmann <br />IDS. Inc. <br />- Witness <br />Seal <br />GENERAL NOTARY - State of Nebraska <br />RYAN M.KRANTZ <br />_ My Comm. Exp. Feb.17, 2016 <br />Loan originator. (organization): Custer Federal State Bank; <br />Loan originator (individual): Ryan Krantz; NMLS #: 853587 <br />- Borrowe net Lee Hartmann <br />STATE OF NEBRASKA, ' A' \ County ss: <br />The foregoing instrument was acknowledged before me this 1 day of --� Li <br />AO , by Kent L. Hartmann and Janet Lee Hartmann. <br />Witness my hand and notarial seal at Wood- 1 ue,( in said County, the date aforesaid. <br />My Commission Expires: 1 c , l6 <br />NEBRASKA - Single Family Fannie MaelFreddle Mac UNIFORM INSTRUMENT Form 3028 1101 <br />Page 13 of 13 <br />20150468 <br />- Witness <br />