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, , ��15�45U� i 1 f rst to those portions not se�ured hereby, In the event that any applicable�aw limiting the am�unt af int�rest ar other charges permitted to be collected is interpreted so that any�harge pra�ided for in this 5ecurity Instrument or in the l�ote, whether considered separately vr tvgether with other charges that are considered A part af this Security �n��rument and Note transactian,viola�es such law by reason, such charge is hereby reduced to the extent necessary ta eliminate such �i�lation. The amaunts af such interest or other charges previvusly paid to Lender in excess af the amounts p�rmitted by applicable law shal�be applied by lender to reduce the principal of the indebtedness e�idenced by the Nate, ar, at Lender's option,be refunded. 15. Loan Cha rges. If the loan secured by this Security Instrument is subj ect ta a law which sets maximum loan charges, and that 1aw is finally interpreted sa that the interest or other loan �harges collected or ta be callected in connection with the �aan exceed the permitted �imits,then;(a}any such laan charge shatl be reduced by the amount necessary to reduce the charge ta the permitted limit;and �b} any sums already coll�cted fram Bflrrower which exceeded permitted limits will be refunded ta Borrow�r. Lender may ch�ose to make this refund by reducing the prin�ipa� owed und�r the I�Tote or by making a direct payment to Bor�'ower. If a refund reduces principa�, the redu�tion wil� be treated as a partial prepayment withaut any prepayment charge under the Nate. 16. Borrvwer's Authorizatian for Disclosure of Financia� Information. Borrower hereby authortzes the holder of any mortgage,deed of trust ar other encumbrance with a lien that has a priority aver this Security Instrument ta disclose any financial information requested in writing by th� abo�e-named Len��r regarding Borrow�r's loan. Such infarmatian rnay include, but sha�l not be limited ta, the fo��owing information: current ioan balance, loan status, delinquen�y natices, tax and insurance receipts, hazard insurance p�licies and flood insurance poEicies, and any other information deemed nece�sary in its sol�discretion by Lender. To the e�tent the lender may elect ta do so,from time ta time,the Borrower hereby autho�izes Lender to cure wholly or in part any default ar failure af performance und�r the terms of the prior I�iote and Security Instrument. The Borrower hereby indemnif�es and agrees ta hold harmiess any Lender act�ng in reliance upon this pravision from any and all liability and causes of actian arising from actions taken pursuant to this pro�isivn, including, but nat limited ta, all attorney fees, costs and expenses incurred for any reasan. This pro�isi�n cannot be arnended, revol�ed, superseded, or canceled priar tv payment in full vf the subord inate d�bt without the express written consent�f the Lender. This pro�ision of th� Security Instrument may be cflntinua�ly used from time tv time, and shall inure to the benefit of the Lender,its successors and assigns. 1�. Wa�ier of l�atic�of Inten�ian and Accelerate. Borrower wai�es the right ta nvtice of intention to require payment in full of al� sums secure� by this 5ecurity Instrument except as pro�ided in paragraph 7 REQUEST F�R N�TICE �F DEFAULT AND F�RECL�SLTRE UNDER SUPERI�R M�RTGAGES �R DEED�F TRUST B�rrower and Lender request the ho�der of any Mortgage,Deed af Trust or other encumbran��with a�ien which has priarity a�er this Security�nstrurnent tn gi�e N4tice to Lender, at Lender's address set for#h on page vn� of this Security Instcument, of any default und�r the superiar encumbrance and af any sale or � other foreclasure acti�n. Wells Fargo Custom Partial Claims Laan Madi�cation Agreement In�t�at �. 04232�l 5_�59 �3�1�1�,all'�I��"� � First Amcrican Mortgage Ser�i��s Page 5