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� ��15�4545 14. Loan �ha rges. Lender may �harge Borrower Fees.for SEI'VZC�S performed in connection with Barrower's defau�t, for th� purpose af pratecting Lender's in�erest ir�the Property and rights under this Security Instrument, inc]uding,hut not limited ta, attarneys' f�es,prop�rty:inspection and�aluation fees. In regard t� any other fees,the absen�e of express authority in this Security Instrument to charg�a sp�cific f��tv Barrower shall not . be c�nstrued as a prohibitian on the charging�f such fee. Lender rnay nflt chazge fees that are expressly prahibited by this 5�curity Instrument or hy Applicable Law. Ifthe Laan is su�ject to a law which sets maxu�num Ioan charges,.and that Iaw is finally interpreted sv that the interest or other loan charges �vllected or tv be callected in connectian with the Loan exceed th� permitted limits,then:�a�any such laan charge sha11 be reduced by the amount necessary to reduce the charge ta the permitted limit; and (b} any sums already �ollected from Bvrrower which exceeded permit�ed lirnits will b� refunded to B�rr�wer. Lender may ch��se ta make th7s refund hy redu�ing the principal awed under the Note or�y making a direct payment tv Sarcower. If a refund reduces principal, the reduction wi11 be treated as a partial prepayment without any prepaym�nt�harge�whether or not a prepayment�harge is pro�ided for under the Note�. Borrower's acceptance of any such refund made by direct payment tv Borrnwer will constitute a wai�er of any right of actinn B�rrower might have arising out of such o�ercharge. ' 15. Notic�s. A�1 notices given by Borrower or Lender in cannection with this Security Instrument must be in writing. Any notice tn Borrower in cannectron with this Secwrity Instrument shall he deemed to ha�e been�i�en to Borrawer when mailed by first class mail ar wh�n actu.ally deii�ered to B�rrawer's notice address if sent by other means. Natice to any one Borrower shall constitute notxce ta aIl Barrawers unless Appli�able Law expressly requires otherwise. The natice address shall be the Prop�rty Address unless Borrower has designated a su�stitute n�tice address by n�ti�e t� Lender. Borruwer shall prornptly n�tify Lender af Borrow�r's change of address. If L�nder specifies a procedure for reporting Sorrawer's change of address,then Borrower sha�l anly report a chang� oF address through that specified procedure. There may be only one designated notice address under this Se�urity Instrument at any one time. Any n�tice to Lender sha11 he gi�en by delivering it ar by mailing it by first class mail ta Lender's address stated herein unless Lender has designated an�ther address by notice to Borrower. Any notice in �onn�ctian with this 5ecurity Instrument shall not be deemed t�ha�e b�en gi�en ta Lender until a�tually recei�ed�y Lender. If any notice required by this Security Instrument is a�so required under Applicable Law,th�Applicable Law requirement will satisfy the corresponding requirernent under this Secwity Instrurnent. 1�. Go�erning Law; Se�erabiiity; Rules oF�onstru�tion. This Security Instivment shall be go��rned 3�y federal law and the Iaw�f the jurisdiction in which the Pr�perty is located. A11 rights and 4bligations contain�d in this Se�urity Instrument are subje�t t❑ any requirements and limitatians of Applica�ie Law. Applica�le Law might explicit�y or impiicit�y a11aw th�parties to agree by c�ntract ar it might be s�ent,but suGh silence shall not be c�nstrued as a prohibition against agre�ment by contract. In the event that any pro�isi�n or clause�f this 5ecurity Instrum�nt ar the No#e canflicts with Applicah�e Law,su�h canflict shall not affect other pro�isions vf this 5ecurity Instrument or the Note which can be gi�en effect without#he confli�ting pro�isian. As used in �his. Security Instrument: �a)ward� of the masculine gender shatl mean and include c�rrespandin�neuter words or words of the ferninine ge�der,(b)words in the sit�gular shall mean and inc�ude the plural and�ice�ersa;and[c}the ward"may"gives so�e discretion withaut any o�ligatian to take any action. 17. Borrower's Copy. Borrower shall be gi�en on�capy,�f the Nate and of this Security Instrurnent. 18. Transfer�f the Property ar a Beneficial Interest�n,Borrower. As used in this Section 18,"Interes# in th�Pr�p�rty"means any xegal or beneficial interest in the Property,including,but nat limited to,those beneficial interests transferred in a band for deed,contra�t for deed,inst�allment sales contract or escrow�greement,the intent of which is the hansfer af titte by Borrower at a future date to a purchaser. If all or any part of'the Prop�rty ar any Interest in the Prap�riy is sotd or transferred(or if Borrawer is n�t a natural person and a beneficial interest in B�rrow�r is sold or transferred}withaut L�nd�r's privr written consent, Lender may require immediate payment in full of all sums secured by this 5ecwrity Instn�ment. Hav►re�er, t�is option shall not be exercised�y Lender if such ex�rcise is pr�hibited by Applicabl�Law. If L�nder exercises this vption,L�nder shall gi�e B�rrawer notice of acceleratian. The notice shall pro�ide a periad af not �ess than 3� days from the dat� the notic� �s given in accardance with Section 15 withi.n which . Nsbraska Deed af Trust—Single Fam[iy—Fannic Mae�F'reddie Mac ila�fvrm Instrumcnt Form 3�2811�I 1�iERS Mvd�tied ;� The Compliancc Saurce,Inc. Fagt lU�f I4 Modifird by Compliance Souree I4301NE�SI�O Re�.�4123 �rww.compliancrsvurce.eam , �2�UD-ZD13,The CompY�enee Sout�ce,In�. . � 4 2 � — � D � [3 'I 2 3 �