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��15�4547 Any arnounts d�sbursed b�Lend�r und�r this Seetion 9 sha11 beeame addi�ional debt of Borro�er secured by this Secu�'ity Instrument.These amounts sha��l�ear int�rest at the 1�Tote rat� from the date�f disbursement and shal!be payable,with such inte�est,upan natice from Len�ler to gonower requesting�payment. If this Se�urity Instrurnent is an a leasehold,Borro�r�r sha11 comply with a11 the provi s�ons af the lease.If �orrower acquires fee title�o the Proper�y,�he�easehald and the fee title sha��not merge unless Lender agrees ta the merger�n�vriting. '14. Mor�gage Insurance.If Len�er required Vlortgage Insurance as a condi�ion of making the Loan, Borrower shal�pay the prerniu�ns re�uirec�ta maintair�the Mortga�e I�.surance in effect. rf,for any reasan,the Mortgage Insuran�e ca�era�e requ�red by Lender ceases tv be ava�lable from the martgag�insurer th�.t previously provided such insurance a�d Borro�ver was required to ma�e separatel}�d�si�nat�d paymeni�s toward the premiums far Mortgage Insurance,Bnrrawer sha1l pay the premiums required to abtain coverag� substa.ntially equivalent to the Mortgage Insurance previously in effect,at a cost subs�antialty equivalent to the cost to Bonower of the Martgage Insurance previau�l�in effect,from ari alternate mortgage insurer se�ected by�ender.If substa.n�ially e�uivalent Mortg;age Insurance co��erage is not a�railable,Borrawer sha�� cont�nue to pay to Lender the amaun�of�he separate�y designated payments t��at were due tivhen th� insurance coverage ceased�o�e in effect. Lender w��accept,use and retain these payment�as a non-refundab�e loss reserve in lieu of Mortgage Insurance. 5uch lc�ss reser�e shall be non-refundable, notwithstanding the fa�t that the Loan is ultimately pa�d in fu�l,a�d Lender shall not be required ta pay F3orr�t�rer any intere�t or earnings an such lo�s reserve. Lender can na tanger require�oss reserve payments if Mortgage Insurance caverage (in the amount and for the period�hat L�ender requires}provided by an insurer selected by Lender again become�avaiiable,is obta.ined,and Lender requires�eparately designated payments tov�rard the premiums for Mortgage Insurance. �f Lender requ�red Martgage Insurance as a conditian of making the Loan and Borra�ver was required to make separately designated payment�toward the prerniums for Mortgage Insurance,Bprro�er sha11 pay the premiums required to rnair�tain 1�Iortgage Insurance in effect,Qr to�rovide a nan-refundable 1Qss r�ser�e,until Len�der's requirern�nt for Mortgage 7nsurance ends in accordance tivith any�vritten agreement betvveen Borrower and Lender providing f�r such termiz�ati�n or u�til�e�rnination is��quired l��pp��cahie La.w.N�thing ir�this Sec��on 1�affects Borravver's obligation to pay interest at the ratc pravided in the Note, Mortgage�nsurance reimburses Lerider(or any entity that purchases the Note}for certain Iasses it rnay�ncur if Borrower does not repay the Loan as agreed. Borrower�5 not a party to the Mortgag�Insurance. Martgage insurers eva�uate their tota�r�sk on a11 such insurance in farce from time t�timc,and may eriter into agreements with other parti�s that share or modify the�r r�sk,or reduce l�sses.Th�se agreementS are on terms and conditions that are sat�sfactory ta the mortgag�insurer and the othcr party�or parties��o thesc agr�ernents. These agreements may require the mortgage insurer to ma1�e�ayments usin�any source of fi�nds that the mortgage insurer may ha�e available(which may include funds obtained from Mort�age rnsurance prerniums}. As a result of these agreements,Lender, any purchaser�f the I�Tote,anoth�r tnsurer, any reinsurer,any �ther entity,or any affiliate of any of the foregoing, may receive (directly or�ndirectly}amounts that t�erive from�ar might be�haracteriz�d as}a porti�n of F3orrower's payments f�r IVlor�gage�nsuranc�, in ea�change for sharing or modifying the mortgag� insur�r's risk,or reducing�osses. �f sueh agreement pravides that an affii�ate of Lender takes a share o�t�ie insurer`�risk in ex�hange for a share ofthe prerntums paid to the insurer,the arrangement is often terrned"captive zeinsurance."Further; q433414Q8621 4Z33 3�1 �917 �iEBRASKA-Singfe Famify-Fannie MaefFreddie Mac UNIFaR1d1 1NSTRUNEENT WiTH NlERS Farm 3425 11Q1 VMP� VMP6A[NE}[1302}.OQ Wnitsrs I{I�w�r Financial 5ervi�es Page 9 of 17