201504542 - Laserfiche WebLink

Browse

��15�454� requir�d�y RESPA, and Borrawer shali pa�ta Lender the arnoun�nece�sary to make up the def�ciency in accardance with RESPA, but in no more thar� I2 manthly payments. L�pon payment in full af all sum�secured�y th�s�e�urity Instrument, Lender shail promptly refund ta Borrawer any Funds h�id by Lender. 4. Charges; ��ens. Borr�v�rer sha��pay a��taxes, assessments, Gharges, f�nes, and�mpos�txons att�r�bu�ab�e to the Praper�y wh�ch can at�ain pr�ar�t��ver�h�s Securzt��nstrumen�, Ieaseho�d payments ar graund rents on the Proper�y, if any, and Camrnunity Asso�iation I]ues, Fee�, and Assessmen�s, if an�. Ta the extent that �he�e items are E,�cro�v Items, Borrower sha�l pay�hem in the manner prov�d�d in Section 3. Borrawer shal�prompt�y d�scharge any�ien which has pr�or��ver th�s Secur��y �nstrumen�unZess Bor�awer: �a}agrees in writing�o the pa�rment af the a��igation secured by the I��n in a mann�r acceptable ta Lender, bu�an�y sa long as Borrower i�perf�rming such agreement; (b}con�ests the Iien�n good faith by, ar defends agains�enfvrcement af the�ien in, lega�proceedings which in L�nder's apinion op�rate�o preven� the enf�rcernent of the lien�hile those proceedin�s are pendin�, bu�on��until such proceedings are concluded; ar�G�secures frorn�he hn�der of the�ien an a�reement sa�isfactory�a Lender subord�nat�ng th� ��en�u thzs Secur�ty�nstrument. �f Lender deterrn�nes�hat any par�of�he Praper�y�s subject to a lien wh�ch can at�ain priarity o�er thi�Secur��y Instrumen�, Lender rnay gi��Barrawer a no�ic�identifying the lien. Within 1 D�ays of the dat�an wh��h�hat no�ice is gi��n, Borrawer sha�l sat�sf��he lien ar�ake one or m�re of the actions set farth abave�n th�s Sec��on 4. Lender may r�quire Barrow�r�o pay a one-time charge for a real estate tax�erificat�on andlar reparting s�r�ice us�d b�r Lender�n�onnection wi�h this Laan. 5. Praperty �nsurance. Borrower sha��keep the impro��rnents now exis�ing�r hereafter ere��e�on the Property�nsured aga�nst�oss by f�re, haza�ds inc�uded w�th�n�he�erm "extended coverage," and any o�h�r ha.zards�nc�ud�ng, bu�not��m��ed�a, ear�hquakes and f�oads, for whi�h L�nder requ��es�nsurance. Thi� znsurance sha�l be maintained in the amaunts�includ�ng deductible Ie�els} and far the p�r�ods�hat Lend�r requires. What L�nder re�uires pur�uant�o the prec�ding sent�nces can change during�he term flf the Loan. The insuranc��arrier pr�viding the insurance shat�b�chosen by Barrov�er subjec�t�Lender'�r�ght t� d�sappr�ve Borraw�r's cho�c�, which right�ha�l not be exerc�sed unr�asonab�y. Lender may�e�u�re Borrov�rer�a pay, in conne�tian wi�h this Loan, ei�her: �a� a�ne-�im�charge far f�aod zane d�terrninat�on, cer�ifica�ion and trackin�ser�ices; or�b} a one-tin�e charge f�r flood zone determinatian and certificatian services and su�sequent�har�es each�ime remappings ar sim�lar changes occur�vhich reasonably might affect such determinatian or certification. Borrower sha�l alsa be responsib�e far the payment of any f�e� �mpos�d�y the Federal Emergency Mar�a�ement A�ency in c�nnec�zon w��h the revie��v af an�flaod zane determ�natxon�resu�tzng fram an obje��ion by Borrower. �f Borrower fails to maintain any of the coverages de�cribed above, Lender rna�obtain insurance ca�erage, a�Lender's optian and Borrawer's e�pense. Lender�s under no obli�a�ion t�purchase any par�icuiar type or am�unt of caverage. Therefore, such co�e�age sha�l caver Lender,but m�gh�or might no�p�otect Borrower, Bar�rower's equ��y�n�he Prop�rty, ar�he con�ents of�he Prapert�, agains�any r�sk, hazard or�ia�i�i��and might pro�ide greater or�esser coverag�than�vas previously �n effect. Borrower acknovv�edge�that�he cost of the insurance cv�erage sa o�ta�ned might signifi�antly exc��d th�cost of insuranee tha�Barra�ver cauid have�b�a�ned. Any amounts d��bursed by Lende�under thzs Sect��n S sha��become add��iona�debt af Borrower secured by�his Security�nstrurnen�, These amounts shall bear in�erest at the No�e rate from�he date af dis�bursemen�and shall be payable, with such�nteres�, upon not�ce from Lender to Borravwer reque��ing paymen�. N�BRASKA-Single Family-Farsnie MaeJFreddie Mac UNt�ORM lNSTRUM�NT Form 3U�8 1147 VMP[� VMPGtN�I 4�3�21 Wolters Kiuwer�inancial Ser�ices Page fi af 7 7